
What are the insurance plans offered by M Lhuillier? #
M Lhuillier offers Pinoy Protect Plus, Family Protect Plus, Pawners Protect, Family Protect, and Kwarta Padala Protect.
What are the requirements for insurance claims? #
To make a claim, here are the things you need to prepare:
Original Copy of the Certificate of Insurance (COI)
Incident, Police, or Barangay report
Properly filled-up personal accident claim form
Medico-legal or death certificate
Insured person’s valid I.D. card
Birth certificate (if single); Marriage contract (if married)
Beneficiary’s birth certificate
Proof of transaction with ML branch

How can I claim the insurance? #
Step 1: #
The claimant shall report the incident at any M Lhuillier branch nationwide. FLA shall notify ISPD of the incident.
Step 2: #
Notice of insurance claim should be made within thirty (30) days after the date of the accident to avoid denial of the claim.
Step 3: #
ISPD will provide a list of requirements to the branch for the claimant’s completion.
Step 4: #
Once the claimant completes the requirements, the case will undergo evaluation and investigation.
Step 5: #
Should there be no additional requirement and the case has been evaluated and approved, check payment will then be processed for the rightful beneficiary.