In 2017, M Lhuillier began its digital transformation journey with the launch of the MCash App. The MCash App is M. Lhuillier’s official mobile application that allows users to access send money, pay bills, buy load and more online using a smartphone. The App was designed to serve as the online bridge or tulay for Filipinos who do not have access to banks and other financial institutions. MCash app also gives users automatic access to M Lhuillier’s 3,000-physical branch network which aims to improve over-all customer experience, especially in the new normal.
MCash App Services #
Send Money #
Send Money for FREE with the MCash app, Wallet to Wallet service! (starting February 2021)! You can also perform Kwarta Padala to anybody, anytime, anywhere.
Buy eLoad #
Easily buy or send load to your friends and family with just a few taps on your smartphone using the MCash eload!
Pay Bills #
Quickly pay your bills to over 300 partners nationwide from a number of categories including Utilities, Insurance, Loans, and more!
Cash In #
Cash into your own account for FREE by visiting the nearest M Lhuillier branch or Add Money to your bank account through MCash bank partners!
Please see the list of bank partners below.
Receive Money #
No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up
to PHP 50,000.00** per transaction through your MCash. Simply type the required
Receive Money details after logging in!
Cash Out #
Withdraw up to PHP 40,000** per day from any of the 3,000 M Lhuillier branches nationwide. You may also transfer to your bank account through MCash bank partners!
Shop Items #
Find the best prices and shop pre-loved jewelry and watches in the ML Shop!
Other Features #
Aside from these services, users can track their finances with MCash upgraded Transaction History feature, find the nearest M Lhuillier branch with an in-App Branch Locator, and check the latest Kwarta Padala rates anytime, anywhere.
What is new on this version (Android 11.0.45 & Apple IOS 11.0.38) #
Improved user experience across the interface.
Removal of the Wallet ID, all transactions now reference mobile numbers only.
AI driven verification for most common government ID's.
QR Scanning for ML Branch Cash-In and Cash-Out.
Known Issues (to be fixed on the next version) #
ML Shop requires users to log in again. Fix ongoing.
Balance may need a (pull-down) refresh after a recently completed transaction to show the correct balance. Does not affect the true balance.
QR for the wallet-to-wallet under development.
The profile picture cannot be edited.
Push notifications not fully working.
Branch Locator under further development
Internet speed low indicator, not working.