About ML Car Loan
Kailangan mo ba ng instant cash o planong bumili ng bagong kotse? Sagot ka ng ML Car Loan! Whether you need immediate cash or are planning to get a pre-owned or brand new car, ML Car Loan provides fast, flexible, and reliable financial solutions tailored to your needs.
Our Loan Offerings
Prenda OR/CR
Keep driving your car while unlocking the cash you need. OR/CR lang ng iyong kotse ang kailangan!
Retain full use and possession of your vehicle throughout the loan term.
Get up to 70% of your vehicle's appraised value.
Enjoy quick evaluation and fast disbursement.
Car Financing (Pre-Owned & Brand New)
Drive home your dream car with flexible, affordable installment options tailored to your budget.
Borrow up to PHP 10,000,000
Terms ranging from 12 to 60 months
Fast approval and 24-hours processing
Loan Guidelines
| Particulars | Criteria |
| Qualified | Locally Employed, OFW, Self-Employed, Pensioner |
| Acceptable Units | Acceptable units (Honda, Toyota, Mitsubishi, Isuzu, Ford, Suzuki, and Nissan) units except Korean, China, and Indian brands |
| Year Model | not to exceed 10 years upon maturity of the loan |
| Amount of Loan | Up to 70% of appraised value of inventory being financed |
| Manner of Payment | MCash Wallet - free of charge, Over the Counter, Bank Transfer or Check |
| Other Charges/Deduction upon Release | Chattel Fee, Processing Fee, Comprehensive Insurance |
| Mode of Disbursement | Disburse thru our M Lhuillier branch |
| Collateral | Original OR/CR must not encumbered |
| Re-availment/Reloan | In case the outstanding balance is below six months, he/she can avail provided the unit will be re-appraised |
How to apply
Apply Online or In-Branch
I-submit ang iyong application form kasama ang iyong car OR/CR at iba pang requirements.
Wait for the approval.
Hintayin lang ang evaluation ng aming team para sa iyong loan approval.
Claim your cash.
Kapag approved na, kunin ang iyong cash disbursement sa napili M Lhuillier branch!
Ready to Get Started?
Visit any of M Lhuillier branch near you or apply online.

