Guidelines & Parameters
| Particulars | Criteria |
| Qualified | Locally Employed, OFW, Self-Employed, Pensioner |
| Purpose | Renovation, Additional Capital, Personal Consumption |
| Collateral | TCT, CCT |
| Type of Facility | Home Loan |
| Amount of Loan | Up to 50% of AV for Lot, 60% of AV for H&L |
| Term of Loan | Maximum of 60 Months |
| Interest Rate | 24% per annum (P+I) |
| Manner of Payment | ML Wallet |
| Other Charges/Deduction upon release | 1% of AV - Application fee, REM Fee based on actual Computation set by ROD, Fire Insurance & Life Insurance based on Amount Financed |
| Mode of Disbursement | Disburse thru our ML Branch |
| Collaterals | Original TCT & CCT |
Term and Conditions
- Client must submit Tax Declaration for Land & Building.
- Original TCT or CCT
- Original Tax Clearance
- Sketch Plan
- Certified True Copy of Title
- Client must submit or endorse the Insurance Policy in favor to M Lhuillier.
- Loan amount is 60% of the Appraised Value for House and Lot or Commercial.
- Loan Amount is 50% of the Appraised Value for lot only.
- Client must pay the appraisal fee of Minimum of Php 4,500 upon application
- Pre-termination Fee is 3% based on Outstanding Balance.
- Penalty Charge is 5% based on Outstanding Balance.
How to avail
You may visit our nearest ML Branch bring the following Requirements:
- Original Transfer Certificate of Title (TCT)
- Condominium Certificate of Title (CCT)
- Tax Declaration
- Sketch Plan
- Tax Clearance
Fill up application form and wait for call.
Ready to apply?
Visit any of M Lhuillier branch near you or apply online.
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