Guidelines & Parameters
| PARTICULARS | CRITERIA |
| Qualified | Locally Employed, OFW, Self-Employed, Pensioner |
| Purpose | Renovation, Additional Capital & Personal Consumption |
| Collateral | TCT or CCT |
| Type of Facility | Home Loan |
| Amount of Loan | Up to 50% of AV for Lot, 60% of AV for H&L |
| Term of Loan | Maximum of 60 Months |
| Interest Rate | 24% per annum (P+I) |
| Manner of Payment | ML Wallet |
| Other Charges/Deduction upon release | 1% of AV- Application fee |
| REM Fee based on actual Computaion set by ROD |
| Fire Insurance & life Insurance based on Amount Finance. |
| Mode of Disbursement | Disburse thru our ML Branch |
| Collaterals | Original TCT & CCT |
Term and Conditions
Client must submit Tax Declaration for Land & Building.
Original TCT or CCT
Original Tax Clearance
Sketch Plan
Certified True Copy of Title
Client must submit or endorse the Insurance Policy in favor to M Lhuillier.
Loan amount is 60% of the Appraised Value for House and Lot or Commercial.
Loan Amount is 50% of the Appraised Value for lot only.
Client must pay the appraisal fee of Minimum of Php 4,500 upon application
Pre-termination Fee is 3% based on Oustanding Balance.
Penalty Charge is 5% based on Oustanding Balance.
How to avail
You may visit our nearest ML Branch bring the following Requirements.
A. Original Transfer Certificate of Title (TCT), (CCT) Condominium Certificate of Title (CCT).
Tax Declaration, Sketch Plan, Tax Clearance.
Fill up application form and wait for call.
ML Home Loan is under Lhuillier Saison Financing Corporation