SUMMER THRILLS PAPREMYO

Promo Mechanics:

1. The “Summer Thrills Papremyo” raffle promo will run from April 16, 2023 to July 15, 2023 and exclusive only in participating areas of Cavite.

2. Customers with Quick Cash Loan (Lukat, Prenda, Renew, Reappraisal), Car Loan & Home Loan transactions in Cavite region are automatically qualified to participate in the promo. Below is the list of participating branches for the promo.

Area A	Area B	Area C	Area D	Area E
ML Molino	ML Magra	ML Noveleta	ML Trece Martirez 1	ML Dasmariñas 1
ML Molino III	ML Poblacion 5	ML Rosario 2	ML Trece Martirez 2	ML Dasmariñas 2
ML Molino IV	ML San Jose	ML Tanza 1	ML Alfonso	ML Dasmariñas 3
ML Molino Road	ML GMA 1	ML Tanza 2	ML Tagaytay	ML P. Campos
ML San Nicolas	ML GMA 2	ML A. Soriano	ML Indang	ML Aguinaldo
ML San Nicolas III	ML Silang Bayan 1	ML Landmass	ML General Trias	ML San Dionisio
ML Pag-asa	ML Carmona 1	ML Amaya	ML Bookside Lane	ML Sabang
ML Green Valley	ML Carmona 2	ML Cavite City	ML Naic	ML San Nicolas
ML Gawaran	ML Maduya	ML Prinza	ML Ibayo Silangan 1	ML Sta. Cristina II
ML RFC Mall	ML Robinson’s Dasmariñas	ML Kawit	ML Ibayo Silangan 2	ML Mabuhay
ML Bayanan	ML SM Dasmariñas Jewellers	ML Mabolo	ML Maragondon	ML Paliparan
ML Springville West	ML Langkaan	ML Imus 1	ML Mendez	ML Salawag
ML Bacoor	ML Bulihan 2	ML Imus 2	ML Amadeo	ML Luzviminda
ML The District Imus Jewellers				ML Anabu
ML Magdalo				ML Malagasang
ML Buhay Na Tubig

3. There will be seven (7) winners to win P5, 000.00 each in the monthly draws, and two (2) lucky regional winners will win a brand new Motorcycle each in the grand draw.

4. All needed information from the participant, such as name, complete address, and contact number shall be obtained upon transaction.

5. Each qualified transaction will earn the participant one (1) computer-generated raffle entry.

6. Draw dates are as follows:

No. of Draw	Date of Entry	Draw Date	No. of Winners	Prize: each	Total Prizes
1st	April 16-May 15, 2023	May 22,2023	7 winners	P 5,000.00	P 35,000.00
2nd	May 16-June 15, 2023	June 22,2023	7 winners	P 5,000.00	P 35,000.00
Grand Draw	April 16-July 15, 2023	July 21,2023	2 lucky winners of Brand New Yamaha YTX-125 Motorcycle	P 55,000.00	P 110,000.00

7. The draws will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon via virtual meet with the presence of a DTI Representative.

8. Winners are electronically picked based on the entry assigned to the PTN of QCL, PTN of Car Loan & PTN of Home Loan.

9. Cash prizes are not transferable and tax-free. Motorcycle prizes are not convertible to cash.

10. The motorcycle will be registered in M Lhuillier's name first, and the winner will bear the cost of transfer after the awarding.

11. Non-winning entries are no longer qualified in the succeeding monthly draws but are qualified for the grand draw. Winners may win multiple times for as long as the transaction numbers are unique and fall within the promo dates covered.

12. Winners will be notified through registered mail and SMS/call. For the processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction form, a valid government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.

13. Once verified, cash prizes will be claimed via ML Wallet Application. The motorcycles will be claimed from the following M Lhuillier branches :( Area C - ML General Trias; and Area D -ML Ibayo Silangan).

14. List of winners will be posted on ML's Facebook page, website, and MLTV’s.

15. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.

16. All employees of M Lhuillier Financial Services, Inc. and their relative up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.

17. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.

18. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.

Per DTI Fair Trade Permit No. R4A-Cav 060, Series of 2023