Promo Mechanics:
1. The” ” M Lhuillier Kwarta sa Pasko at Papremyo sa Bagong Taon “raffle promo will run on
November 11, 2022 to February 10, 2023, and exclusive only in participating areas of Zamboanga
del Sur and Misamis Occidental.
2. Customers with ML Kwarta Padala (Domestic Sendout and Payout), Quick Cash Loan (Lukat,
Prenda, Renew, Reappraisal), and Bills Payment transactions at any M Lhuillier branch in the
Zamboanga del Sur, and Misamis Occidental areas are automatically qualified to participate in
the promo regardless of the amount of transactions. Below is the list of participating branches
for the promo.
| AREA A (Misamis Occidental) | AREA B (Zamboanga del Sur) | AREA C (Zamboanga del Sur) | AREA D (Zamboanga del Sur) | AREA E (Misamis Occidental and Zamboanga del Sur) |
| ML OZAMIZ 1 | ML PAGADIAN 1 | ML MOLAVE 1 | ML BALANGASAN | ML LAM-AN (Mis Occ) |
| ML OZAMIZ 2 | ML RIZAL PAGADIAN | ML MOLAVE 2 | ML DUMALINAO | ML TANGUB 1 (Mis Occ) |
| ML OZAMIZ 3 | ML PAGADIAN 3 | ML MOLAVE 3 | ML GUIPOS | ML TANGUB 2 (Mis Occ) |
| ML OZAMIZ 4 | ML PAGADIAN 4 | ML MOLAVE RIZAL | ML SAN PABLO | ML TANGUB OSMEÑA (Mis Occ) |
| ML OZAMIZ 5 | ML GAISANO MALL PAGADIAN | ML MOLAVE QUEZON | ML SAN MIGUEL | ML BONIFACIO (Mis Occ) |
| ML OZAMIZ 6 | ML PAGADIAN 6 | ML RAMON MAGSAYSAY | ML DINAS | ML TAMBULIG (ZDS) |
| ML DABA | ML PAGADIAN 7 | ML MAHAYAG | ML DON JOSE DINAS | ML AURORA 1 (ZDS) |
| ML MANABAY | ML B AQUINO PAGADIAN | ML JOSEFINA | ML DIMATALING | ML AURORA 2 (ZDS) |
| ML MANINGCOL | ML LUMBIA PAGADIAN | ML DUMINGAG | ML TABINA | ML PULACAN (ZDS) |
| ML CLARIN | ML DAO PAGADIAN | ML SOMINOT | ML PITOGO | |
| ML TUDELA | ML DANLUGAN | ML MIDSALIP | ML MARGOSATUBIG | |
| ML SINACABAN | ML TIGUMA | | ML PORTROAD MARGOS | |
| ML JIMENEZ 1 | ML STO. NIÑO TUKURAN | | | |
| ML JIMENEZ 2 | ML TUKURAN | | | |
| ML TUKURAN ML PANAON | | | | |
3. There will be Twenty-five (25) lucky winners to win ₱2,000.00 each (5 winners per Area) in every
draw, and Twenty-five (25) lucky winners of brand new tablet (5 winners per Area) to win in the
grand draw.
4. All needed information from the participant such as name, complete address and contact
number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draw | Column 2 | Draw Date | No. of Winners | Prize per Winner | |
| 1st | November 11- December 10,2022 | December 16,2022 | 25 winners | 2,000.00 | P 50,000.00 |
| 2nd | December 11- January 10,2023 | January 16,2023 | 25 winners | 2,000.00 | P 50,000.00 |
| Grand Draw | November 11 –February 10,2023 | February 16,2023 | 25 winners of Brand New Samsung Tablet | P10,000.00 | P250,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 1 o’clock in the
afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta
Padala Domestic Send-out and Payout, PTN for Quick Cash Loan, and BPRN for Bills payment.
9. Cash Prize are not transferrable and are tax-free. Tablet prizes are not convertible to cash.
10. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified
for the grand draw. Winners may win more than once for as long as the transaction numbers are
unique and falls within the promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner
must go to an ML branch and present: the registered mail, the winning transaction receipt, and a
valid government-issued ID and ML Wallet account number. These documents will be subject to
verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application. The tablet will be claimed by
the following M Lhuillier branches:(Area A – ML Ozamis 3 , Area B – ML Rizal Pagadian, Area C –
ML Molave 1, Area D – ML Balangasan and Area E – ML Tangub 2).
13. List of winners will be posted at ML Facebook page, Website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or
notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon
written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of
consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent during the claiming of prizes with ML that he/she
allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No. R7-127,Series of 2022.
