BALIK BIYAYA PROMO NG M LHUILLIER

Promo Mechanics:

1. The “BALIK BIYAYA PROMO NG

M LHUILLIER” will run on November 1, 2023 to January 31, 2024, and exclusive only to participating provinces of Bohol.

2. Customers with Quick Cash Loan (Prenda), Home Loan, Car Loan, Billspayment and Insurance [Compulsory Third Party Liability (CTPL) and Dengue Rx ] transaction at any participating M Lhuillier branch in Bohol areas are automatically qualified to participate in the promo regardless o

f the amount of transaction. Below is the list of participating branches for the promo.

AREA A	AREA B	AREA C	AREA D	AREA E	AREA F
ML Alburquerque	ML Alturas Showroom	ML Alicia	ML Alturas Talibon	ML Bagumbayan	ML BQ Mall
ML Dimiao	ML Antequera	ML Anda	ML Buenavista	ML Batuan	ML City Square
ML Garcia Hernandez	ML B. Aquino Tagbilaran	ML Candijay	ML Cabulijan	ML Bilar	ML Cogon Tagbilaran
ML Lila	ML Balilihan	ML Duero	ML Clarin	ML Carmen	ML Gallares
ML Loay	ML Calape	ML Guindulman	ML Danao	ML Dagohoy	ML Panglao
ML Loboc	ML Catigbian	ML Jagna	ML Getafe	ML Bien Unido	ML Panglao Market
ML Sevilla	ML Chatto Drive	ML Jagna Pagina	ML Inabanga	ML Trinidad	ML Panglao Tawala
ML Tagbilaran 2	ML ICM	ML Mabini	ML Lapacan Sur	ML Pilar	ML Tagbilaran 1
ML Tagbilaran 4	ML Loon	ML Pres. C.P.Garcia	ML Sagbayan	ML San Miguel	ML Tagbilaran 5
ML Valencia	ML Manga	ML San Pascual	ML Talibon	ML Sierra Bullones	ML Tagbilaran 6
ML Sikatuna	ML Maribojoc	ML Ubay	ML Talibon 2	ML La Hacienda	ML Totolan Dauis
	ML Tagbilaran 3	ML Ubay Garces	ML San Jose	ML Poblacion Sur Carmen	ML MH Del Pilar
	ML Tubigon
	ML Pooc Occidental Tubigon
	ML ICM Level 2

3. There will be twenty-four (24) winners who will win one (1) sack of 25 kilos of rice (4 winners per area) in every draw, and thirty-six (36) lucky winners (6 winners per area) will win a one (1)sack of 50 kilos of rice and one (1) winner of a brand new refrigerator in the grand draw.

4. All needed

information from the participant, such as name, complete address, and contact number shall be obtained upon transaction.

5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.

6. Draw dates are as follows:

No. of Draws	Date of Entry	Draw Date
1st	November 1-30,2023	December 6,2023
2nd	December 1-31,2023	January 5,2024
Grand Draw	November 1- January 31,2024	February 6,2024

No. of Winners	Prize : each	Total Prizes
24 Winners of 1 sack of 25 kilos of Washington Rice	P 1,500.00	P 36,000.00
24 Winners of 1 sack of 25 kilos of Washington Rice	P 1,500.00	P 36,000.00
36 winners of 1 sack of 50 kilos of Washington Rice	P 2,500.00	P 90,000.00
1 winner of Brand New Condura Two- Door Inverter Refrigerator	P 15,000.00	P 15,000.00

7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 1 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.

8. Winners a

re electronically picked based on the entry assigned to the Pawn Ticket Number (PTN) for Quick Cash Loan; PTN for Home Loan; PTN for Car Loan; Billspayment Reference Number (BPRN) for Billspayment; and Insurance [Compulsory Third Party Liability (CTPL)] and Dengue Rx].

9. Prizes are not convertible to cash and not transferable. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.

10. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified for the grand draw. Winners may win multiple times as long as the transaction numbers are

unique and fall within the promo dates covered.

11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid government-issued ID. These documents will be subject to verification by the ML Branch Manager.

12. The refrigerator and sacks of rice will be claimed from the ML Tagbilaran branch.

13. List of winners will be posted at ML Facebook page, Website, and MLTV’s.

14. Prizes not claimed within sixty (60) days from the date of the publication or announce

ment or notification of winners, whichever comes last, shall be forfeited in favor of the sponsor only upon written approval of the DTI.

15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.

16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.

17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.

Per DTI Fa

ir Trade Permit No. R7-Boh 106, Series of 2023