UNENDING HAPPINESS OF HOLIDAYS

UNENDING HAPPINESS OF HOLIDAYS

Promo Mechanics: 1. The “UNENDING HAPPINESS OF HOLIDAYS” raffle promo will run from December 1, 2024 to February 28, 2025 and exclusively only in participating areas of Mandaue City, Consolacion Cebu and Lapulapu City under Cebu North A Region. 2. Customers with ML Quick Cash Loan (Prenda & Renewal) Home Loan, Car Loan and Bills Payment transactions in Cebu North A areas are automatically qualified to participate in the promo. Below is the list of participating branches:

AREA A AREA B AREA C AREA D
ML LAPULAPU 1 ML LAPULAPU 4 ML MANDAUE 1 ML CONSOLACION 1
ML LAPULAPU 2 ML LAPULAPU 5 ML MANDAUE 2 ML CONSOLACION 2
ML LAPULAPU 3 ML LAPULAPU 7 ML MANDAUE 3 ML CONSOLACION 3
ML LAPULAPU 6 ML STA. ROSA ML MANDAUE 4 ML CANSAGA
ML ROBINSONS MACTAN ML TINGO ML MANDAUE 7 ML TAYUD
ML BASAK LAPULAPU ML SABANG LAPULAPU ML TIPOLO ML PUROK 1 PITOGO
ML SANGI ML BUAYA ML GUIZO ML PITOGO
ML GUN-OB ML BANKAL ML PARKMALL SHOWROOM ML CASILI CONSOLACION
ML GY LAPULAPU ML SITIO TICGAHON BANKAL ML PARKMALL GROUND LEVEL ML MANDAUE 5
ML BABAG II ML PAJAC ML HERNAN CORTES ML TABOK MANDAUE
ML DAPITAN ML MARIBAGO ML A.S FORTUNA ML PACIFIC MALL
ML CORDOVA ML MARIGONDON ML BANILAD MANDAUE ML CABANCALAN
ML GABI ML PAKNAAN ML BAKILID ML BTC
ML UN AVENUE ML AC CORTES ML INNER CANDUMAN
ML MANDAUE 6 ML MANDAUE 8

3. There will be twenty (20) lucky winners to win Php 2,000.00 each (5 winners per area) in the First draw; twenty (20) lucky winners (5 winners per area) to win a Php 2,500.00 each in the Second draw; Eight (8) lucky winners (2 winners per area) to win a Php 10,000.00 each; and four (4) lucky winners (4 winners per area) to win a Php 25,000.00 each in the Grand draw.

4. All needed information from the participants such as address and other contact details shall be obtained upon transaction.

5. Each qualified transaction will earn the participants one (1) computer generated raffle entry.

6. Draw dates are as follows:

No. of DrawDate of EntryDraw Date
1stDecember 1-31, 2024January 10, 2025
2ndJanuary 1-31, 2025February 10, 2025
Grand drawDecember 1, 2024 - February 28, 2025March 10, 2025
No. of WinnersPrize per WinnerTotal Prizes
20 winnersP2,000.00P40,000.00
20 winnersP2,500.00P50,000.00
8 winnersP10,000.00P80,000.00
4 winnersP25,000.00P100,000.00

.7. The draws will be held at M Lhuillier Building North Reclamation Area, Cebu City at 1 o’clock in the afternoon with the presence of a DTI Representative via Google meet.

8. Winners are electronically picked based on the entry assigned to the PTN for Quick Cash Loan and BPRN for Bills Payment.

9. Cash prizes are transferable and tax-free. 

10. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified for the grand draw. Winners may win multiple times for as long as the transaction numbers are unique and fall within the promo dates covered.

11. Winners will be notified through registered mail or call. For the processing of the prize, the winner must go to any ML branch and present: the registered mail, the winning transaction form, and a valid government-issued ID and MCash Wallet account number. These documents will be subject to verification by the ML Branch Manager.

12. Once verified, cash prizes will be claimed via MCash Wallet Application. 

13. List of winners will be posted on ML’s Facebook page, Website, and MLTV’s.

14. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.

15. All employees of M Lhuillier Financial Services, Inc, and their relative up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.

16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI. During the raffle draw, M Lhuillier will have a buffer set of winners if in case there will be a disqualified promo winners.

17. Acceptance of the prize will be deemed as consent by the winner to use his/ her name and/or photographs in any publicity connected with the promotion without additional charge or permission.

PER DTI FAIR TRADE PERMIT NO. R7-CEB 1021, SERIES OF 2024

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UNENDING HAPPINESS OF HOLIDAYS | M Lhuillier Financial Services