Insurance plans offered by M Lhuillier:
ML Insurance offers various lines of products such as personal accident, motor.vehicle, health, HMO, property/calamity, and life insurance.
M Lhuillier also offers other products and services such as telco loads, game loads, food products, and ticketing service.
M Lhuillier has collaborated with reputable insurance companies in the Philippines to provide accessible insurance products for Filipinos.
Personal Accident Insurance
| Coverage | Number of COIs | ||||
| 1 | 2 | 3 | 4 | 5 | |
Accidental Death (except motorcycling) | 10,000 | 20,000 | 30,000 | 40,000 | 50,000 |
Dismemberment / Disablement (due to accident) | 5,000 | 10,000 | 15,000 | 20,000 | 25,000 |
Unprovoked Murder & Assault (resulting to death) | 5,000 | 10,000 | 15,000 | 15,000 | 15,000 |
Motorcycling (resulting to death / dismemberment / disablement) | 5,000 | 10,000 | 15,000 | 15,000 | 15,000 |
Burial Assistance (Death due to accident / motorcycling) | 3,000 | 6,000 | 9,000 | 10,000 | 10,000 |
Accident Medical Reimbursement (due to accident) | 2,000 | 4,000 | 5,000 | 5,000 | 5,000 |
| Premium | PHP 20 | PHP 40 | PHP 60 | PHP 80 | PHP 100 |
General Claim Requirements
Original Copy of the Certificate of Insurance (COI)
Incident, Police, or Barangay report
Properly filled-up personal accident claim form
Medico-legal or death certificate
Insured person’s valid I.D. card
Birth certificate (if single); Marriage contract (if married)
Beneficiary’s birth certificate
Proof of transaction with ML branch
How to File a Claim
The claimant shall report the incident at any M Lhuillier branch nationwide. FLA shall notify ISPD of the incident.
Notice of insurance claim should be made within thirty (30) days after the date of the accident to avoid denial of the claim.
ISPD will provide a list of requirements to the branch for the claimant’s completion.
Once the claimant completes the requirements, the case will undergo evaluation and investigation.
Should there be no additional requirement and the case has been evaluated and approved, check payment will then be processed for the rightful beneficiary.
Interested on an insurance plan?
Buy insurance now or contact us to help you choose the plan that’s right for you.
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