1. The “Summer Surprises Promo” will run from May 1, 2023 to July 31, 2023 and exclusive only in participating provinces of Quezon and Marinduque.
2. Customers with ML-Quick Cash Loan (Lukat, Prenda, Reappraisal)Home Loan & Car Loan, Bills Payment, and Insurance (Compulsory Third Party Liability, Dengue RX, OFW) transactions in the Quezon and Marinduque Region areas are automatically qualified to participate in the promo. Below is the list of participating branches for the promo.
| Area A | Area B(Quezon) | Area C(Quezon) | Area D (Quezon) |
| ML Sariaya 1 (Quezon) | ML Dolores | ML Quezon Ave | ML Atimonan |
| ML Sariaya 2(Quezon) | ML San Antonio | ML Gulang-gulang | ML Alabat |
| ML Merchan (Quezon) | ML Tiaong | ML Pagbilao | ML Gumaca |
| ML San Fernando(Quezon) | ML Candelaria 1 | ML Talipan | ML Lopez |
| ML Tagarao (Quezon) | ML Candelaria 2 | ML Agdangan | ML Calauag 1 |
| ML Red V (Quezon) | ML Tayabas 1 | ML Pitogo | ML Calauag 2 |
| ML Dalahican (Quezon) | ML Tayabas 2 | ML Macalelon | ML Guinyangan |
| ML Maharlika (Quezon) | ML Tayabas 3 | ML Catanauan | ML Tagcawayan |
| ML Sta. Cruz (Marinduque) | ML Lucban 1 | ML Mulanay | ML San Narciso |
| ML Torrijos (Marinduque) | ML Lucban 2 | ML Quezon | |
| ML Gasan (Marinduque) | ML Mauban | ||
| ML Boac (Marinduque) | ML Sampaloc | ||
| ML Mogpog (Marinduque) | ML Real | ||
| ML Infanta |
3. There will be a total of ten (10) lucky winners of P5,000.00 each in the first draw, ten (10) lucky winners of P10,000.00 in the second draw, and four (4) lucky winners (1 winner per area) will win a brand new laptop in the grand draw.
4. All needed information from the participant such as name, complete address and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer-generated raffle entry.
6. Draw dates are as follows:
| No. of Draws | Date of Entry | Draw Date | No. of Winners | Prize : each | Total Prizes |
| 1st | May 1-31,2023 | June 7,2023 | 10 Winners | P 5,000.00 | P 50,000.00 |
| 2nd | June 1-30,2023 | July 7,2023 | 10 Winners | P 10,000.00 | P 100,000.00 |
| Grand Draw | May 1– July 31,2023 | August 7,2023 | 4 Winners of Brand New Acer Aspire 3 Laptop | P 30,000.00 | P120,000.00 |
7. The draws will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 2 o’clock in the afternoon via virtual meet with the presence of a DTI Representative.
8. Winners are electronically picked based on the entry assigned to the PTN for QCL, PTN of Car Loan & PTN of Home Loan. BPRN for Bills Payment, and Insurance (Compulsory Third Party Liability, Dengue RX, and OFW).
9. Cash prizes are not transferable; laptop prizes are not convertible to cash. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.
10. Non-winning entries are no longer qualified in the succeeding monthly draws but are qualified for the grand draw. Winners may win multiple times for as long as the transaction numbers are unique and fall within the promo dates covered.
11. Winners will be notified through registered mail and SMS/call. For the processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction form, and a valid government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application. The laptop will be claimed from the following M Lhuillier branches: (Area A – ML Merchan, Area B – ML Candelaria 2, Area C – ML Pagbilao, and Area D – ML Atimonan).
13. List of winners will be posted on ML's Facebook page, Website, and MLTV’s.
14. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
15. All employees of M Lhuillier Financial Services, Inc. and their relative up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.
Per DTI Fair Trade Permit No. R7-056, Series of 2023
