1. The”PAPREMYO SA PASKO AT BAGONG TAON NG M LHUILLIER” raffle promo will run on November 11, 2022 to February 10, 2023,and exclusive only in participating areas of Cebu Central B Region.
2. Customers with ML Kwarta Padala Domestic Sendout and Payout, Quick Cash Loan (Prenda, Renew,Lukat and Reappraisal) and Bills Payment transactions at any M Lhuillier branch in Cebu Central B areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| AREA A | AREA B | AREA C | AREA D |
| ML PDEL ROSARIO | ML R DUTERTE | ML NIVEL HILLS APAS | ML BARRIO LUZ |
| ML SOHO MALL | ML ONE PAVILION | ML NIVEL HILLS | ML CABANTAN |
| ML FUENTE 2 | ML BANAWA | ML BABAG | ML UC BANILAD |
| ML FUENTE 3 | ML GUADARAMA | ML LAHUG 2 | ML TALAMBAN 1 |
| ML MANGO 2 | ML GUADALUPE | ML LAHUG 1 | ML TALAMBAN 2 |
| ML CENTRUM OSMENA | ML CAPITOL | ML OPRRA | ML TALAMBAN 3 |
| ML OSMENA BLVRD | ML CAPITOL SITE | ML KASAMBAGAN | ML APAS |
| ML FUENTE CIRCLE | ML KAMPUTHAW | ML PERSIMMON | ML LEYSON |
| ML RAMOS 1 | ML GORORDO | ML MABOLO | ML BUDLAAN |
| ML RAMOS 2 | ML KAMAGONG | ML SALINAS DRIVE | ML VILLA LEYSON |
| ML AYALA MT | ML WATERFRONT | ML SAN JOSE | |
| ML AYALA MT 2 | ML AYALA IT PARK | ML FCT TINTAY | |
| ML AYALA SHOWROOM | ML HIPODROMO | ML PIT-OS | |
| ML GUBA | |||
| ML BANITC |
3. There will be Twelve (12) lucky winners to win P3,000.00 each (3 winners per area) in every draw, draw; Four (4) lucky winners of laptop (1 winner per area) and four (4) lucky winners of brand new motorcycle ( 1 winner per area) to win in the grand draw.
4. All needed information from the participant such as name, complete address and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. | Date Entry | Draw Date |
| 1st | November 11 – December 10,2022 | December 16,2022 |
| 2nd | December 11-January 10,2023 | January 16,2023 |
| Grand Draw | November 11 –February 10,2023 | February 16,2023 |
| No. Of Winners | Prize: each | Total Prizes |
| 12 winners | P 3,000.00 | P 36,000.00 |
| 12 winners | P 3,000.00 | P 36,000.00 |
| 4 winners of Brand New Laptop | P 20,000.00 | P 80,000.00 |
| 4 winners of Brand New Honda TMX 125 Motorcycle | P 57,000.00 | P 228,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta Padala Domestic Send-out and Payout, PTN for Quick Cash Loan, and BPRN for Bills Payment.
9. Cash Prize are not transferrable and are tax-free. Motorcycle and laptop prizes are not convertible to cash.
10. The motorcycle will be registered in M Lhuillier's name first, and the winner will bear the cost of transfer after the awarding.
11. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and falls within the promo dates covered.
12. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
13. Once verified, cash prizes will be claimed via ML Wallet Application. The motorcycle and laptop will be claimed by the following M Lhuillier branches: (Area A – ML P. Del Rosario, Area B – ML Guadalupe, Area C – ML Kasambagan, and Area D – ML Talamban 2).
14. List of winners will be posted at ML Facebook page, website, and MLTV’s.
15. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
16. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.
17. A participating customer shall sign a consent during claiming of prizes with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
Per DTI Fair Trade Permit No. R7 - Ceb 589, Series of 2022
