Promo Mechanics:
1. The “Panalo Papremyo sa Tag-ulan” raffle promo will run on July 1, 2022 to September 30, 2022 and
exclusive only in participating areas of SOCKS and BARMM Region.
2. Customers with M Lhuillier Kwarta Padala Domestic Sendout, Quick Cash Loan (Lukat, Prenda, Renew,
Reappraisal) and Billspayment transaction at any M Lhuillier branch and ML Express outlet in Socks areas
are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the
list of participating branches for the promo.
| AREA A | AREA B | AREA C | AREA D |
| ML KCC Marbel Showroom | ML Banga | ML Gensan Drive Marbel | ML Isulan 1 |
| ML Marbel 2 | ML Banga Poblacion | ML Lutayan | ML Isulan 2 |
| ML Marbel 3 | ML Lake Sebu | ML San Jose Koronadal | ML Isulan Highway |
| ML Marbel 4 | ML Norala | ML Tantangan | ML Isulan Kalawag |
| ML Megaland | ML Norala Highway | ML Zone 2 Marbel | ML Bagumbayan |
| ML Morrow | ML Sto. Nino | ML Buluan Poblacion (BARMM) | ML Esperanza |
| ML Poblacion Tupi | ML Sto. Nino National Highway | ML Columbio | ML Molave Esperanza |
| ML Tupi | ML Sto. Niño Public Market | ML Lambayong | ML Kauran Ampatuan (BARMM) |
| ML Tampakan | ML Surallah 1 | ML Poblacion Lambayong | ML Ampatuan (BARMM) |
| ML Bayan Polomolok | ML Surallah 2 | ML Pres. Quirino | ML Shariff Aguak (BARMM) |
| ML Cannery | ML Tboli | ML Tacurong 1 | ML Shariff Aguak Market (BARMM) |
| ML Polomolok 2 | | ML Tacurong 2 | ML Poblacion Shariff Aguak (BARMM) |
| ML Polomolok Highway | | ML Tacurong 3 | ML Labu-Labu (BARMM) |
| | ML Tacurong Hiway | ML Barrio Malinis Shariff Aguak (BARMM) |
| | | MLX Malegdeg Sultan Kudarat 1 |
| | | MLX Malegdeg Sultan Kudarat 2 |
| | | MLX Gapok SK |
| | | MLX Biwang |
| | | MLX Mamasapano |
| | | MLX Senator Ninoy Aquino 1 |
| | | MLX Senator Ninoy Aquino 2 |
| | | MLX Masiag |
3. There will be ten (10) winners to win P 5,000.00 each in every draw and four (4) lucky winners per Area will
win a Motorcycle each for the grand draw.
4. All needed information from the participant such as address and other contact details shall be obtained upon
transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw Date |
| 1st | July 1-31, 2022 | August 8, 2022 |
| 2nd | August 1-31, 2022 | September 7, 2022 |
| Grand draw | July 1 –September 30, 2022 | October 6, 2022 |
| No. of Winners | Prize per Winner | Total Prizes |
| 10 winners | P 5,000.00 | P 50,000.00 |
| 10 winners | P 5,000.00 | P 50,000.00 |
| 10 winners | P 5,000.00 | P 50,000.00 |
| 4 winners of Brand New Yamaha YTX-125 Motorcycle | P 52,000.00 | P 208,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with
the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta Padala
domestic send-out, PTN for Quick Cash Loan, and BPRN for Billspayment.
9. Cash Prize are not transferrable and are tax-free. Motorcycle prizes are not convertible to cash.
10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date. Non-winning
entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners
may win more than once for as long as the transaction numbers are unique and falls into promo dates
covered.
11. Winners will be notified through registered mail or call. For processing of the prize, the winner must go to any
ML branch and present: the registered mail, the winning transaction receipt, and a valid unexpired
government-issued ID and ML Wallet account number. These documents will be subject to verification by the
ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application and motorcycle will be claimed at
MLhuiller branch.
13. List of winners will be posted at ML Facebook page, website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of
winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or
affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent at the time of transaction with ML that he/she allows the use of
his/her name and photo in case he/she wins for publicity purposes.
Per DTI Fair Trade Permit No.FTEB-145491, Series of 2022
