MEGA ML-YONARYO
Promo Mechanics:
1. The “Mega ML-Yonaryo” raffle promo will run from July 1, 2026 - September 30, 2026 and is open to all M Lhuillier customers nationwide.
2. To qualify, the Customers must avail any of the following M Lhuillier services transactions:
| NO. OF TRXN | SERVICES | RAFFLE ENTRIES |
|---|---|---|
| 1 | QUICK CASH LOAN JEWELRY PRENDA | 3 |
| 1 | QUICK CASH LOAN JEWELRY RENEWAL | 3 |
| 1 | QUICK CASH LOAN JEWELRY REDEMPTION | 1 |
| 1 | JEWELRY PURCHASES for every 5,000 pesos | 1 |
| 1 | HOME LOAN | 1 |
| 1 | CAR LOAN | 1 |
| 1 | KWARTA PADALA DOMESTIC SENDOUT | 2 |
| 1 | KWARTA PADALA INTERNATIONAL RECEIVE | 2 |
| 1 | KWARTA PADALA INTERNATIONAL SEND | 2 |
| 2 | BILLSPAYMENT | 1 |
| 1 | GAME TOP UP | 1 |
| 1 | ML GLOBAL | 1 |
3. To register for the raffle promo, customers must SCAN THE QR CODE available at all M Lhuillier branches nationwide.
4. Winners and Prizes:
| No. of Draw | Date of Entry | Draw dates | No. of winners | PRIZE |
|---|---|---|---|---|
| Final Draw | July 1, 2026 to September 30, 2026 | October 13, 2026 | 3 | Php 1,000,000.00 each |
5. Customers must fill out the registration details accurately, particularly the Reference No., Full Name, Full Address, Contact Number, and Amount.
6. After registration, the customer must take a screenshot of the confirmation receipt.
7. The number of raffle entries earned will depend on the type of qualified transaction made, as specified in the table of participating services.
8. The deadline for submission of entries is on September 30, 2026 at 11:59 PM.
9. Final draw will be on October 13, 2026 and will be held at the M Lhuillier Building, North Reclamation Area, Cebu City at 11:00 o’clock in the morning with the presence of a DTI Representative.
10. Winners will be electronically and randomly selected, with each raffle entry identified by the unique reference number of the corresponding transaction.
11. Customers can only win once for the entire Promo period.
12. Cash Prizes are not transferable and are Tax free.
13. Winners will be notified through registered mail and phone call. For processing of the prize, the winner must visit an M Lhuillier branch and present the following: confirmation email, and a valid government-issued ID.
14. Customers must retain their original transaction receipt to claim the prize as drawn as winners.
15. Once verified, a cash prize of P500,000.00 is to be claimed at the M Lhuillier Cebu Head Office, while the remaining P500,000.00 shall be disbursed through the MCash Wallet App.
16. List of winners will be posted at the official M Lhuillier Facebook page (M Lhuillier Financial Services, Inc.), Website and MLTV’s.
17. Failure to claim the prize within sixty (60) days from the receipt of notification shall result in forfeiture in favor of M Lhuillier Financial Services, Inc., subject to prior DTI approval.
18. M Lhuillier Financial Services, Inc. (“MLFSI”) is the entity responsible for this promotion.
19. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.
20. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
21. Acceptance of the prize will be deemed as consent by the winner to use his/her name in all related publicity and use his/her photographs in all publicity connected with the promo without need of payment of additional charge or without need of securing further consent permission.
Per DTI Fair Trade Permit No. FTEB - 260807, Series of 2026