Promo Mechanics:
1. The” M Lhuillier Christmas Cashiyahan sa Cebu South” raffle promo will run on October 1, 2022
to December 31, 2022, and exclusive only in participating areas of Cebu South Region.
2. Customers with ML Kwarta Padala Domestic Sendout and Payout, Quick Cash Loan (Prenda,
Renew,Lukat and Reappraisal) and Bills Payment transactions at any M Lhuillier branch in Cebu
South areas are automatically qualified to participate in the promo regardless of the amount of
transaction. Below is the list of participating branches for the promo.
| AREA A | AREA B | AREA C | AREA D | AREA E |
| ML CANSOJONG | ML B. ARANAS | ML ALCOY | ML ALCANTARA | ML ALOGUINSAN |
| ML DUMLOG | ML BELMONT 1 | ML ARGAO 1 | ML ALEGRIA | ML ASTURIAS |
| ML KIMBA | ML CARCAR 1 | ML ARGAO 2 | ML BADIAN | ML BALAMBAN 1 |
| ML LARAY | ML CARCAR 2 | ML BOLJOON | ML BARILI | ML BALAMBAN 2 |
| ML MOHON | ML INAYAGAN | ML DALAGUETE | ML BARILI MERCDO | ML BALIRONG |
| ML POOC | ML LIPATA | ML MANTALONGON | ML DUMANJUG | ML BUANOY |
| ML SAN ISIDRO | ML MINGLANILLA 1 | ML OCANA | ML GINATILAN | ML JUAN CLIMACO |
| ML SAN ROQUE | ML MINGLANILLA 2 | ML OSLOB | ML HIWAY BARILI | ML LUTOPAN |
| ML SM SEASIDE | ML NAGA 1 | ML SANTANDER | ML MALABUYOC | ML PINAMUNGAJAN |
| ML TABUNOK 1 | ML NAGA 2 | ML SIBONGA | ML MOALBOAL | ML STA CRUZ BALAMBAN |
| ML TABUNOK 2 | ML SAN FERNANDO | ML SIMALA | ML RONDA | ML TOLEDO 1 |
| ML TABUNOK 3 | ML TUNGKOP | ML TAN AWAN OSLOB | ML SAMBOAN | ML TOLEDO 2 |
| ML TABUNOK 4 | ML WARD 4 | | | ML TOLEDO 3 |
| ML TALISAY | | | | |
3. There will be Twenty (25) lucky winners to win P2,500.00 (5 winners per Area) in every
draw,and Five (5) lucky winners of brand new motorcycle ( 1 winner per Area) will get a chance
to win in the grand draw.
4. All needed information from the participant such as name, complete address and contact
number, shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. Of Draw | Date Entry | Draw Date | No. Of Winners | Prize: each | Total Prizes |
| 1st | October 1-31,2022 | November 8,2022 | 25 winners | P 2,500.00 | P 62,500.00 |
| 2nd | November 1-30,2022 | December 7,2022 | 25 winners | P 2,500.00 | P 62,500.00 |
| Grand Draw | October 1 – December 31,2022 | January 6,2022 | 5 winners of Brand New Yamaha Ytx-125 Motorcycle | P 52,000.00 | P 260,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 1 o’clock in the
afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta
Padala domestic send-out and payout, PTN for Quick Cash Loan, and BPRN for Bills Payment.
9. Cash Prize are not transferrable and are tax-free. Motorcycle prizes are not convertible to cash.
10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date.
Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified
for the grand draw. Winners may win more than once for as long as the transaction numbers are
unique and falls into promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner
must go to an ML branch and present: the registered mail, the winning transaction receipt, and a
valid unexpired government-issued ID and ML Wallet account number. These documents will be
subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application. Motorcycle prizes will be
claimed by the following M Lhuillier branches: (Area A – ML Tabunok 3, Area B- ML Belmont 1,
Area C – ML Argao 2, Area D- ML Moalboal, and Area E- ML Balamban 2).
13. List of winners will be posted at ML Facebook page, website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or
notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon
written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of
consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent during claiming of prizes with ML that he/she
allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No. R7- Ceb 470, Series of 2022.
