1. The “M LHUILLIER BIYAYANG PAPREMYO NG NEGROS” will run on February 16, 2025 to May 15, 2025, and exclusive only in participating areas of Negros Occidental A.
2. Customers with Quick Cash Loan (Prenda & Renewal), Home Loan & Car Loan, transaction at any M Lhuillier branch in Negros Occidental A areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| Area A | Area B | Area C | Area D | Area E |
| ML Araneta | ML San Carlos 1 | ML Libertad 2 | ML EB Magalona | ML Banago |
| ML Gatuslao | ML San Carlos 2 | ML Mabini | ML Magsaysay Talisay | ML Bata |
| ML Yulo | ML FC Ledesma | ML Burgos 1 | ML Victorias 1 | ML Mandalagan |
| ML Ayala Bacolod | ML Calatrava | ML Mansilingan Alijis | ML Victorias 2 | ML Robinsons Bacolod |
| ML Gaisano Grand Bacolod | ML Toboso | ML Taculing | ML Bonifacio Silay | ML Shopping |
| ML Lacson | ML Escalante | ML Circumferential Alijis | ML Talisay 1 | ML Villamonte |
| ML 888 Mall | ML Sagay | ML Handumanan | ML Talisay 2 | ML Homesite |
| ML Singcang | ML Fabrica | ML Mabini Sebastian | ML Capt Sabi | ML Fortune Town |
| ML Locsin | ML Cadiz | ML Mansilingan | ML Silay | ML Granada |
| ML Brgy. Alijis | ML Cabahug Cadiz | ML Murcia | ML Manapla | ML Burgos 2 |
| ML Gonzaga | ML Magsaysay Cadiz | ML Victorina | ML Alangilan | |
| ML Sum-ag | ML Balintawak Escalante | |||
| ML Pob Sagay | ||||
| ML Maranon Sagay |
3. There will be twenty five (25) winners (5 winners per area) to win P 2,000.00 each in the First draw; fifteen (15) lucky winners (3 winners per area) of P 5,000.00 in the Second draw and five (5) lucky winners (1 winner per area) of P 10,000.00 in the Grand draw.
4. All needed information from the participant, such as name, complete address, and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draws | Date of Entry | Draw Date | No. of Winners | Prize : each | Total Prizes |
| 1st Draw | February 16, 2025 – March 15, 2025 | March 24, 2025 | 25 winners | P2,000.00 | P50,000.00 |
| 2nd Draw | March 16, 2025 – April 15, 2025 | April 24, 2025 | 15 winners | P5,000.00 | P75,000.00 |
| Grand Draw | February 16, 2025 – May 15, 2025 | May 23, 2025 | 5 winners | P10,000.00 | P50,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the Pawn Ticket Number for Quick Cash Loan, PTN for Home Loan, PTN for Car Loan and Bills Payment Reference Number for Billspayment.
9. Cash prizes are not transferable. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.
10. Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners may win multiple times for as long as the transaction numbers are unique and falls within the promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, a valid government-issued ID and MCash Wallet account number. In case customer has no MCash Wallet mobile app, the winner will be assisted by the M Lhuillier FLA. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via MCash Wallet Application.
13. List of winners will be posted at Official ML Facebook page, Website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.
PER DTI FAIR TRADE PERMIT NO. R6-NOC 017, SERIES OF 2025
