Promo Mechanics:
1. The M Lhuillier “Balik Eskwela Todo Papremyo” raffle promo will run from August 16 to
November 15, 2022, and exclusive only in participating areas of Quezon and
Marinduque.
2. Customers with MLKP Domestic Send-out, Quick Cash Loan (Lukat, Prenda, Renew,
Reappraisal), and Bills Payment transactions in the Quezon and Marinduque Region
areas are automatically qualified to participate in the promo. Below is the list of
participating branches for the promo.
| Area A | Area B | Area C | Area D |
| ML Sariaya 1 | ML Dolores | ML Quezon Ave | ML Atimonan |
| ML Sariaya 2 | ML San Antonio | ML Gulang-gulang | ML Alabat |
| ML Merchan | ML Tiaong | ML Pagbilao | ML Gumaca |
| ML San Fernando | ML Candelaria 1 | ML Talipan | ML Lopez |
| ML Tagarao | ML Candelaria 2 | ML Agdangan | ML Calauag 1 |
| ML Red V | ML Tayabas 1 | ML Pitogo | ML Calauag 2 |
| ML Dalahican | ML Tayabas 2 | ML Macalelon | ML Guinyangan |
| ML Maharlika | ML Tayabas 3 | ML Catanauan | ML Tagcawayan |
| ML Sta. Cruz | ML Lucban 1 | ML Mulanay | ML San Narciso |
| ML Torrijos | ML Lucban 2 | | ML Quezon |
| ML Gasan | ML Mauban | | |
| ML Boac | ML Sampaloc | | |
| ML Mogpog | ML Real | | |
| ML Infanta | | |
3. There will be Ten (10) lucky winners of P5,000.00 each in the 1st draw, Four (4) lucky
winners of Four (4) Laptop each per Area in the 2nd draw, and Four (4) lucky winners per
Area will get the chance to win Four (4) brand new Motorcycle each for the Grand Draw.
4. All needed information from the participant such as address and other contact details
shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer-generated raffle
entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw Date | No. of Winners | Prize: each | Total Prizes |
| 1st | August 16-September 15, 2022 | September 20, 2022 | 10 winners | ₱5,000.00 | ₱50,000.00 |
| 2nd | September 16- October 15, 2022 | October 21,2022 | 4 winners of Brand New HP 14s – FQ10974U Laptop | ₱30,000.00 | ₱120,000.00 |
| Grand Draw | August 16-November 15, 2022 | November 21 , 2022 | 4 winners of Brand New Yamaha YTX-125 Motorcycle | ₱50,000.00 | ₱200,000.00 |
7. The draws will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 1
o’clock in the afternoon via virtual meet with the presence of a DTI Representative.
8. Winners are electronically picked based on the entry assigned to the KPTN of MLKP
domestic send-out, PTN for Quick Cash Loan and BPRN for Bills Payment.
9. Cash prizes are not transferable and tax-free. Laptop and motorcycle prizes are not
convertible to cash.
10. Non-winning entries are no longer qualified in the succeeding monthly draws but are
qualified for the grand draw. Winners may win more than once for as long as the
transaction numbers are unique and fall into promo dates covered.
11. Winners will be notified through registered mail and SMS/call. For the processing of the
prize, the winner must go to an ML branch and present: the registered mail, the winning
transaction form, and a valid unexpired government-issued ID and ML Wallet account
number. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application.
13. List of winners will be posted on ML's Facebook page, Website, and MLTV’s.
14. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be
forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
15. All employees of M Lhuillier Financial Services, Inc. and their relative up to 2nd degree of
consanguinity or affinity are disqualified from joining the promo.
16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable
with the concurrence of DTI.
17. Acceptance of the prize will be deemed as consent by the winner to use his/her name
and/or photographs in any publicity connected with the promotion without additional
charge or permission.
PER DTI Fair Trade Permit No. R4A-08-124, Series of 2022.
