| AREA A | AREA B | AREA C | AREA D | AREA E |
| ML Molo | ML Guanco | ML ILonga | ML Jaro 1 | ML Jordan |
| ML Avanceña | ML Rizal | ML Iznart | ML Jaro 2 | ML Jordan Pier |
| ML Villa Arevalo | ML Ledesma | ML Bo. Obrero | ML Jaro 3 | ML San Miguel Jordan |
| ML Mohon | ML De Leon | ML Lapaz 1 | ML Jaro 4 | ML Nueva Valencia |
| ML Oton | ML Mandurriao 1 | ML Lapaz 2 | ML Jaro 5 | ML Cabalagnan |
| ML Tigbauan | ML Mandurriao 2 | ML Pavia | ML Jaro 6 | ML San Lorenzo |
| ML Guimbal | ML Guzman Mandurriao | ML Sta Barbara | ML Tagbak | ML Calingao |
| ML Tubungan | ML Jibao-An | ML Arroyo | ML Leganes | ML Guimaras |
| ML Igbaras | ML San Miguel | ML Cabatuan | ML Zarraga | ML Sibunag |
| ML Miag-Ao | ML Alimodian | ML Ayaman | ML Jalaud | |
| ML San Joaquin | ML Leon | ML Maasin | ML Bolong Oeste | |
| ML San Jose San Miguel | ML San Agustin | ML Jm Basa | ML Burgos Lapaz | |
| ML Rotunda | ML SM ILoilo Showroom |
3. There will be fifteen (15) winners (3 winners per area) who will win P 3,000.00 in the First draw; ten (10) lucky winners (2 winners per area) will win P 5,000.00 in the Second draw; and five (5) lucky winners (1 winner per area) will win P 10,000.00 in the Grand draw.
4. All needed information from the participant, such as name, address, and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draws | Date of Entry | Draw Date | No. of Winners | Prize : each | Total Prizes |
| 1st | February 1 – 28, 2025 | March 7, 2025 | 15 winners | 3,000.00 | 45,000.00 |
| 2nd | March 1 – 31, 2025 | April 7, 2025 | 10 winners | 5,000.00 | 50,000.00 |
| Grand Draw | February 1, 2025 – April 30, 2025 | May 8, 2025 | 5 winners | 10,000.00 | 50,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the Pawn Ticket Number (PTN) for Quick Cash Loan; and Billspayment Reference Number (BPRN) for Billspayment.
9. Cash Prizes are not transferrable and are tax-free. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.
10. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified for the grand draw. Winners may win multiple times as long as the transaction numbers are unique and fall within the promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid government-issued ID. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via MCash Wallet Application.
13. List of winners will be posted at ML official Facebook page, Website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, shall be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.
Per DTI Fair Trade Permit No. R6-17, Series of 2025.
