Hala-Pera! sa Panay South

Promo Mechanics: 1. The “Hala-Pera! sa Panay South” will run on February 1, 2025 to April 30, 2025, and exclusive only to participating areas of Iloilo and Guimaras. 2. Customers with Quick Cash Loan (Prenda and Renewal) and Billspayment transaction at any M Lhuillier branch in Iloilo and Guimaras areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.

AREA A	AREA B	AREA C	AREA D	AREA E
ML Molo	ML Guanco	ML ILonga	ML Jaro 1	ML Jordan
ML Avanceña	ML Rizal	ML Iznart	ML Jaro 2	ML Jordan Pier
ML Villa Arevalo	ML Ledesma	ML Bo. Obrero	ML Jaro 3	ML San Miguel Jordan
ML Mohon	ML De Leon	ML Lapaz 1	ML Jaro 4	ML Nueva Valencia
ML Oton	ML Mandurriao 1	ML Lapaz 2	ML Jaro 5	ML Cabalagnan
ML Tigbauan	ML Mandurriao 2	ML Pavia	ML Jaro 6	ML San Lorenzo
ML Guimbal	ML Guzman Mandurriao	ML Sta Barbara	ML Tagbak	ML Calingao
ML Tubungan	ML Jibao-An	ML Arroyo	ML Leganes	ML Guimaras
ML Igbaras	ML San Miguel	ML Cabatuan	ML Zarraga	ML Sibunag
ML Miag-Ao	ML Alimodian	ML Ayaman	ML Jalaud
ML San Joaquin	ML Leon	ML Maasin	ML Bolong Oeste
ML San Jose San Miguel	ML San Agustin	ML Jm Basa	ML Burgos Lapaz
ML Rotunda	ML SM ILoilo Showroom

3. There will be fifteen (15) winners (3 winners per area) who will win P 3,000.00 in the First draw; ten (10) lucky winners (2 winners per area) will win P 5,000.00 in the Second draw; and five (5) lucky winners (1 winner per area) will win P 10,000.00 in the Grand draw.

4. All needed information from the participant, such as name, address, and contact number shall be obtained upon transaction. 

5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.

6. Draw dates are as follows:

No. of Draws	Date of Entry	Draw Date	No. of Winners	Prize : each	Total Prizes
1st	February 1 – 28, 2025	March 7, 2025	15 winners	3,000.00	45,000.00
2nd	March 1 – 31, 2025	April 7, 2025	10 winners	5,000.00	50,000.00
Grand Draw	February 1, 2025 – April 30, 2025	May 8, 2025	5 winners	10,000.00	50,000.00

7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.

8. Winners are electronically picked based on the entry assigned to the Pawn Ticket Number (PTN) for Quick Cash Loan; and Billspayment Reference Number (BPRN) for Billspayment.

9. Cash Prizes are not transferrable and are tax-free. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.

10. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified for the grand draw. Winners may win multiple times as long as the transaction numbers are unique and fall within the promo dates covered.

11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid government-issued ID. These documents will be subject to verification by the ML Branch Manager. 

12. Once verified, cash prizes will be claimed via MCash Wallet Application.

13. List of winners will be posted at ML official Facebook page, Website, and MLTV’s.

14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, shall be forfeited in favor of the sponsor only upon written approval of the DTI.

15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.

16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.

17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.

Per DTI Fair Trade Permit No. R6-17, Series of 2025.