1. The “Brigada Kwarta Papremyo” raffle promo will run from July 1, 2024 to September 30, 2024 and exclusive only in participating areas of North Eastern Luzon region.
2. Customers with MLKP Domestic Send-out, Quick Cash Loan (Prenda) Home Loan and Car Loan transactions in the North Eastern Luzon Region areas are automatically qualified to participate in the promo. Below is the list of participating branches for the promo.
| Area A | Area B | Area C | Area D | Area E |
| ML San Jose City 1 | ML Aliaga | ML San Leonardo 1 | ML Palayan | ML Rizal 1 |
| ML San Jose City 2 | ML Zaragoza 1 | ML San Leonardo 2 | ML Laur | ML Rizal 3 |
| ML San Jose City 3 | ML Zaragoza 2 | ML General Tinio | ML Bongabon 1 | ML Pantabangan |
| ML Muñoz | ML San Antonio | ML Peñaranda | ML Bongabon 2 | ML Llanera |
| ML Science City | ML Poblacion | ML Gapan 2 | ML Gabaldon | ML General Natividad |
| ML Sto. Domingo | ML Cabanatuan 1 | ML San Isidro 1 | ML Cabanatuan 5 | ML Maria Aurora 1 |
| ML Guimba 2 | ML Cabanatuan 3 | ML San Isidro 2 | ML Cabanatuan 8 | ML Maria Aurora 2 |
| ML Saranay | ML Cabanatuan 4 | ML Cabiao | ML Talavera 1 | ML Baler 1 |
| ML Cuyapo | ML Cabanatuan 6 | ML Jaen 1 | ML Talavera 2 | ML Baler 2 |
| ML Lupao | ML Cabanatuan 7 | ML Jaen 2 | ML Talavera 3 | ML San Luis |
| ML Quezon | ML Cabanatuan Market | ML Sta. Rosa 1 | ML Talavera 4 | ML Alfonso Castañeda |
| ML Baloc | ML Crossing | ML Sta. Rosa 2 | ML Dingalan | |
| ML Licab | ML Mayapyap | ML NE Pacific Mall Jewellers Showroom | ||
| ML Carranglan |
3. There will be Fifteen (15) lucky winners to win ₱3,000.00 cash (3 winners per area) in the First draw, Fifteen (15) lucky winners to win ₱7,000.00 cash (3 winners per area) in the Second draw, Five (5) winners will get a chance to win a brand new Cellphone and Five (5) winners to win a brand new Laptop each per area in the Grand draw.
4. The Laptop and Cellphone will be claimed for the following branches (Area A – ML Science City, Area B - ML Crossing, Area C – ML Jaen 1, Area D –ML Talavera 2 and Area E – ML Rizal 1).
5. All needed information from the participant such as name, address and other contact details shall be obtained upon transaction.
6. Each qualified transaction will earn the participant one (1) computer-generated raffle entry.
7. Draw dates are as follows:
| No. of Draws | Date of Entry | Draw Date |
| 1st | July 1-31, 2024 | August 8, 2024 |
| 2nd | August 1-31, 2024 | September 9, 2024 |
| Grand Draw | July 1, 2024 – September 30, 2024 | October 8, 2024 |
| No. of Winners | Prize : each | Total Prizes |
| 15 Winners | P 3,000.00 cash | P 45,000.00 |
| 15 Winners | P 7,000.00 cash | P 105,000.00 |
| 5 winners of Brand new Vivo Y27s Cellphone | P 10,000.00 | P 50,000.00 |
| 5 winners of Brand new HP Laptop | P 25,000.00 | P 125,000.00 |
8. The draws will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 1 o’clock in the afternoon via virtual meet with the presence of a DTI Representative.
9. Winners are electronically picked based on the entry assigned to the KPTN of MLKP domestic send-out, and PTN for Quick Cash Loan.
10. Cash prizes are not transferable and tax-free. Laptop and Cellphone prizes are not convertible to cash.
11. Non-winning entries are no longer qualified in the succeeding monthly draws but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and fall into promo dates covered.
12. Winners will be notified through registered mail or call. For the processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction form, and a valid unexpired government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
13. Once verified, cash prizes will be claimed via ML Wallet Application.
14. List of winners will be posted on ML's Facebook page, Website, and MLTV’s.
15. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
16. All employees of M Lhuillier Financial Services, Inc. and their relative up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
17. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI. During the raffle draw, M Lhuillier will have a buffer set of winners if in case there will be a disqualified promo winners.
18. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.
PER DTI FAIR TRADE PERMIT NO. R3-038, SERIES OF 2024
