We move your money FAST!

The ML Kwarta Padala is a leading remittance service provider here in the Philippines and also abroad and has served millions of Filipinos in sending and receiving their money to meet all their family’s financial needs.

Propelled by a strong drive to deliver service excellence and total customer satisfaction, M Lhuillier demonstrates its leadership in the money remittance service by expanding its network of branches in the Philippines and strengthening strong partner networks abroad and by using an extremely reliable technology-based system. With this, ML Kwarta Padala is delivered whenever and wherever it is needed!

Easy procedures, convenient locations, and readily available cash in all of its branches make sending and receiving money effortless, which differentiates the ML Kwarta Padala brand from the others… setting as one of the best remittance players in the world.

M Lhuillier’s Kwarta Padala has touched the lives of millions of Filipinos by connecting families, allowing unforgettable celebrations, creating beautiful memories, conveying comfort, extending helping hands, facilitating business transactions, and helping fulfill many Filipinos’ dreams.  ML Kwarta Padala demonstrates M Lhuillier’s brand promise of efficiency and reliability.


Domestic Remittance

Domestic remittance service offers local customers the means to send and receive money at any M Lhuillier branch nationwide. With over 2,500 branches nationwide, sending and receiving money has never been more convenient!

M Lhuillier has expanded this branch network with its partnership with other big networks namely LBC Express, RuralNet (Cash Co.), and Starpay, making this service more accessible and convenient.


International Remittance

International money remittance service offers customers the means to send money in any ML branch nationwide to receivers in any part of the world through ML’s network of partners worldwide. The receiver abroad can claim the money in the local currency of the recipient’s country. The receiver abroad can claim the money in the local currency of the recipient’s country.

These partners abroad can likewise facilitate sending the customers’ money to any recipient here in the Philippines which can be claimed at any ML branch. The receiver here in the Philippines has the option to receive the money either in Philippine pesos or US dollars (depending on the currency set by his sender abroad).

With close to a hundred international remittance partners, all transactions are quick and fast!

Click the link to see the list of ML International Remittance Partners

How to track your Kwarta Padala transactions?

The easiest way to track your transaction is to call us at 1-800-105-723-252 or email us at customercare@mlhuillier.com. Please provide your Tracking Number (KPTN) to our customer service agent.



Bills Payment

The Bills Payment service offers customers the convenience to pay their bills at any M Lhuillier branch nationwide. These payments could be for their utilities, insurance premiums, airline bookings, travel and tour bookings, tuition fees, loan payments, online purchases, to mention a few.

The service features a swift and easy bill payment facility system powered by a strong information-technology-based system.

Customers need not go to the different utility centers to pay for their basic utility bills or to pay for their other obligations because ML offers a one-stop-shop to do all these!

Click the link to see the list of ML Bills Payment Partners


Payment Solutions Service

The Payment Solutions service enables corporate customers to send money for their employee’s salaries, for dealers’ commissions, for loan proceeds to their borrowers and also for government agencies like the Department of Agriculture (DA), Department of Labor (DOLE), Social Security System (SSS), and Department of Social Welfare and Development (DSWD) for their cash assistance to their members or beneficiaries.

Receivers can conveniently claim their money at any ML branch by just presenting their KPTN (Kwarta Padala Transaction Number) or Reference Number and valid IDs.


Kwarta Padala to Account Service

ML Kwarta Padala to Account or KP2A is a service that allows customers to send money at any ML branch nationwide to their bank account. Currently, the service is available for Metrobank, Chinabank, and BPI accounts. KP2A to other banks will soon follow.


POS Solutions Service

Point of Sale (POS) Solutions Service enables customers to get cash from their bank accounts by merely swiping their ATM Card, Debit Card or Cash Card from the POS machines of selected ML branches nationwide. All domestic issued ATM/Debit Cards by any bank are acceptable.  Withdrawals are fixed in Philippine Peso.


ML K Padala Plus Service

ML K Padala Plus facilitates the non-monetary padala of customers to their designated recipients. It could be an item ordered by a customer or a document from a customer to a corporate customer’s head office. Currently, this service facilitates the acceptance of visa applications on behalf of Ultimate Visa, loan applications for lending companies.  Customers can just go to any ML branch nationwide and hand in their items or documents intended for their recipients.


ML ePay Service

ML ePay Service is a simple, convenient, and fast way for customers to purchase their favorite items online without using a credit card.  Customers can just go to any ML branch nationwide to pay for these purchases.  The merchants get to receive the said payment immediately so they can start processing the orders fast.



How to Send:

  1. Scratch the part where the CARD I.D and PIN numbers are printed.
  2. To send using the KP-TO-GO Card, just text MLKP SEND card I.D/pin/recipient last name/recipient first name/recipient middle name (optional), send to 0922-999-2102.
  3. Wait for the text confirmation that the transaction was successfully completed. The return text will indicate your KPTN (Kwarta Padala Transaction Number).
  4. Advise receiver to pick up the money at any M Lhuillier Branch. Receiver should bring a valid ID for identification and submit KPTN to claim the money.


Click the link to see the list of ML ePay Service Partners