1. The "ML Balik Eskwela Papremyo Handog Ng Cebu Central B" will run from July 16, 2023 to October 15, 2023 and exclusive only to participating areas of Cebu Central B.
2. Customers with Quick Cash Loan (Prenda, and Lukat), Home Loan & Car Loan transaction at any M Lhuillier branch in Cebu Central B areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| AREA A | AREA B | AREA C | AREA D |
| ML PDEL ROSARIO | ML AYALA SHOWROOM | ML BABAG | ML UC BANILAD |
| ML MANGO 2 | ML KAMAGONG | ML NIVEL HILLS | ML APAS |
| ML RAMOS 1 | ML CABANTAN | ML NIVEL HILLS APAS | ML BANITC |
| ML RAMOS 2 | ML GORORDO | ML LAHUG 2 | ML TALAMBAN 1 |
| ML FUENTE 2 | ML KAMPUTHAW | ML LAHUG 1 | ML TALAMBAN 3 |
| ML FUENTE 3 | ML CAPITOL | ML SALINAS DRIVE | ML TALAMBAN 2 |
| ML OSMENA BLVRD | ML BANAWA | ML WATERFRONT | ML VILLA LEYSON |
| ML SOHO MALL | ML GUADALUPE | ML HIPODROMO | ML LEYSON |
| ML CAPITOL SITE | ML VRAMA GUADALUPE | ML PERSIMMON | ML BUDLAAN |
| ML OPRRA | ML R.DUTERTE | ML MABOLO | ML GUBA |
| ML FUENTE CIRCLE | ML ONE PAVILION | ML AYALA IT | ML PIT-OS |
| ML CENTRUM OSMENA | ML KASAMBAGAN | ML SAN JOSE | |
| ML BARRIO LUZ | ML FCT TINTAY |
3. There will be twelve(12) winners to win P5,000 each (3 winners per area) in the first draw; eight(8) lucky winners (2 winners per area) to win a brand new tablet in the second draw; eight(8) lucky winners (2 winners per area) of a brand new laptop; and one(1) lucky winner of a brand new motorcycle in the grand draw.
4. All needed information from the participant, such as name, complete address, and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participation one(1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draws | No. of Draws Date of Entry | Draw Date |
| 1st | July 16-August 15, 2023 | August 23,2023 |
| 2nd | August 16- September 15,2023 | September 21,2023 |
| Grand Draw | July 16-October 15,2023 | October 23,2023 |
| No. of Winners | Prize : each | Total Prizes |
| 12 Winners | P 5,000.00 | P 60,000.00 |
| 8 Winners of Brand New Lenovo Tab M8 | P 10,000.00 | P 80,000.00 |
| 8 Winners of Brand New Asus Chromebook Laptop | P 20,000.00 | P 160,000.00 |
| 1 Winner of Brand New Honda SCV110FM Motorcycle | P 70,000.00 | P 70,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the Pawn Ticket Number for Quick Cash Loan, PTN for Home Loan, and PTN for Car Loan.
9. Cash prizes are not transferable, tablet, laptop and motorcycle prizes are not convertible to cash. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.
10. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified for the grand draw. Winners may win multiple times for as long as the transaction numbers are unique and fall within the promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid government-issued ID and ML Wallet account number. In case customer has no ML Wallet mobile app, the winner will be assisted by the M Lhuillier FLA. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via the ML Wallet application. The tablet, laptop, and motorcycle will be claimed from the M. Lhuillier P. Del branch.
13. List of winners will be posted at ML Facebook page, Website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.
16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.
Per DIT Fair Trade Permit No. R7-Ceb 316, Series of 2023
