MERRY ML-YONARYO

1. This raffle promo will run from October 5, 2025 to December 31, 2025 and is open to all M Lhuillier customers nationwide.
2. Customers qualified to participate in the promo must have any of the following transactions:

   No. of TRXN	SERVICES	ENTRIES
   1	Quick Cash Loan Jewelry Prenda	3
   1	Quick Cash Loan Jewelry Renewal	3
   1	Quick Cash Loan Jewelry Redemption	1
   1	Jewelry Purchases (every ₱5,000)	1
   1	Home Loan	1
   1	Car Loan	1
   1	Kwarta Padala Domestic Sendout	2
   1	Kwarta Padala International Receive	2
   1	Kwarta Padala International Send	2
   2	Bills Payment	1
   1	Insurance	1
   5	Game Top Up	1

3. There will be seven (7) lucky winners to each win ₱1,000,000.00 cash in the final draw.
4. Final Draw date will be on January 08, 2026 and will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 11 o'clock in the morning with the presence of a DTI Representative.
5. After registration, customers must take a screenshot of the confirmation receipt.
6. Customers must retain their original transaction receipt to claim the prize.
7. Cash prize will be released at the M Lhuillier Cebu Head Office.
8. All employees of M Lhuillier Financial Services, Inc. and their relatives up to the 2nd degree of consanguinity or affinity are disqualified from joining the promo.

Per DTI Fair Trade Permit No. FTEB-238749, Series of 2025.