1. The “Pamaskong Pangkabuhayan ng M Lhuillier” raffle promo will run on September 16, 2022 to December 15, 2022, and exclusive only in participating areas of Caraga Sur Region.
2. Customers with ML Kwarta Padala Domestic Sendout and Domestic Payout, Quick Cash Loan (Prenda, Renew, Lukat and Reappraisal) and Bills Payment transactions at any M Lhuillier branch in Caraga Sur areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| AREA A | AREA B | AREA C | AREA D | AREA E |
| ML San Francisco 1 | ML Mangagoy 1 | ML Tagbina | ML Tandag 1 | ML Bayugan 1 |
| ML San Francisco 2 | ML Mangagoy 2 | ML Barobo | ML Tandag 2 | ML Bayugan 2 |
| ML Gaisano Grand | ML Mangagoy 3 | ML Barobo Poblacion | ML Tandag 3 | ML Taglatawan |
| ML Rosario | ML Union Site | ML Lianga | ML Tandag 4 | ML Sibagat |
| ML Bunawan | ML Soriano | ML Sto. Nino | ML Gaisano Capital Tandag | ML Esperanza |
| ML Trento | ML Maraville | ML Marihatag | ML Carmen | ML Talacogon |
| ML Trento Poblacion | ML Lingig | ML Aras-asan | ML Madrid | ML Patin-ay |
| ML Sta. Josefa | ML Bislig | ML Tago | ML Quirino Madrid | ML Prosperidad |
| ML Sampaguita | ML San Roque | ML San Miguel | ML Cantilan | |
| ML Hinatuan | ML Linintian | |||
| ML Carascal |
3. There will be Twenty (20) lucky winners to win P2,500.00 (4 winners per Area) in every draw, and Five (5) lucky winners of brand new motorcycle ( 1 winner per Area) will get a chance to win in the grand draw.
4. All needed information from the participant such as name, complete address and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. Of Draw | Date Entry | Draw Date | No. Of Winners | Prize: each | Total Prizes |
| 1st | September 16-October 15,2022 | October 24, 2022 | 20 winners | P 2,500.00 | P 50,000.00 |
| 2nd | October 16-November 15,2022 | November 22, 2022 | 20 winners | P 2,500.00 | P 50,000.00 |
| Grand Draw | September 16- December 15,2022 | December 21,2022 | 5 winners of Brand New Yamaha YTX-125 Motorcycle | P 52,000.00 | P 260,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta Padala domestic send-out and domestic payout, PTN for Quick Cash Loan, and BPRN for Bills Payment.
9. Cash Prize are not transferrable and are tax-free. Motorcycle prizes are not convertible to cash.
10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date. Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and falls into promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid unexpired government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application. Motorcycle prizes will be claimed by the following M Lhuillier branches: (Area A – ML San Francisco 2 ,Area B- ML Mangagoy 2 ,Area C- ML Barobo Poblacion , Area D – ML Tandag 4 , and Area E –Bayugan 1 ).
13. List of winners will be posted at ML Facebook page, website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent during claiming of prizes with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No. RCaraga- 003, Series of 2022.
