Promo Mechanics:
1. The” Pamaskong Handog sa Bagong Taon ni M Lhuillier “raffle promo will run on December
1, 2022 to February 28, 2023, and exclusive only in participating areas of Zamboanga, Basilan, Sulu
and Tawi-Tawi.
2. Customers with ML Kwarta Padala (Domestic Sendout and Payout), Quick Cash Loan (Lukat,
Prenda, Renew, Reappraisal), and Bills Payment transactions at any M Lhuillier branch in the
Zamboanga, Basilan, Sulu and Tawi-Tawi areas are automatically qualified to participate in the
promo regardless of the amount of transactions. Below is the list of participating branches for
the promo.
| AREA A (Zamboanga City) | AREA B (Zamboanga City) | AREA C (Zamboanga City) | AREA D (Zamboanga City) |
| ML Campaner | ML Morning Breeze | ML Ayala | ML Guiwan 1 |
| ML Calixto | ML Sta Barbara | ML Gov Ramos | ML Guiwan 2 |
| ML Jaldon | ML Sta Catalina | ML Labuan | ML Bougainvilla |
| ML Lapurisima | ML Sta Maria | ML Recodo | ML Yubenco-Putik |
| ML Mercado | ML Sta Maria Road | ML San Jose Gusu | ML Putik 2 |
| ML Pilar | ML Talon Talon | ML San Roque | ML Divisoria |
| ML P.Lorenzo | ML Tugbungan | ML Sinunuc | ML Mercedes |
| ML RadjaSolaiman | ML Tumaga | ML Southern City | ML Sangali |
| ML Tomas Claudio | ML Veterans | ML Upper Calarian | ML Sangali Hiway |
| ML Valderosa | ML YubencoTetuan | ML Sibuco | ML Curuan |
| ML SJ Panigayan | ML Pasonanca | | ML Vitali |
| ML Mampang | | ML Culianan |
| | | ML Mialim |
| AREA E (Basilan) | AREA F (Basilan) | AREA G (Sulu) | AREA H (Tawi-Tawi) |
| ML Aguada | ML Lamitan 1 | ML Busbus Jolo 2 | ML Tawi Tawi 1 |
| ML Basilan 1 | ML Lamitan 2 | ML CawaCawa | ML Tawi Tawi 2 |
| ML Basilan 2 | ML Limook | ML Marina | ML Tawi Tawi 3 |
| ML Basilan 3 | ML Quezon Blvd | ML Sanchez Jolo 1 | ML Tawi Tawi 4 |
| ML Maluso | | ML Scott | ML Sanga Sanga |
| ML N Valderosa | | ML Canelar | ML Batu Batu |
| ML Malamawi | | ML Sto Nino | Ml Sitangkai |
| ML Isabela Proper | | | |
| ML East Side | | | |
| ML Townsite | | | |
3. There will be Thirty-two (32) lucky winners to win ₱2,000.00 each (4 winners per Area) in every
draw, and Eight (8) lucky winners of brand new motorcycle (1 winner per Area) to win in the
grand draw.
4. All needed information from the participant such as name, complete address and contact
number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw Date | No. of Winners | Prize per Winner | Total Prizes |
| 1st | December 1-31,2022 | January 9,2023 | 32 winners | P 2,000.00 | P 64,000.00 |
| 2nd | January 1- 31,2023 | February 6,2023 | 32 winners | P 2,000.00 | P 64,000.00 |
| Grand Draw | December 1 –February 28,2023 | March 6,2023 | 8 winners of Brand New Honda TMX 125 Motorcycle | P 56,000.00 | P448,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 4 o’clock in the
afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of M Lhuillier Kwarta
Padala Domestic Send-out and Payout, PTN for Quick Cash Loan, and BPRN for Bills payment.
9. Cash Prize are not transferrable and are tax-free. Motorcycle prizes are not convertible to cash.
10. The motorcycle will be registered in M Lhuillier's name first, and the winner will bear the cost of
transfer after the awarding.
11. Non-winning entries are no longer qualified for the succeeding monthly draws, but are qualified
for the grand draw. Winners may win more than once for as long as the transaction numbers are
unique and falls within the promo dates covered.
12. Winners will be notified through registered mail and call. For processing of the prize, the winner
must go to an ML branch and present: the registered mail, the winning transaction receipt, and a
valid government-issued ID and ML Wallet account number. These documents will be subject to
verification by the ML Branch Manager.
13. Once verified, cash prizes will be claimed via ML Wallet Application. The motorcycle will be
claimed from the following M Lhuillier branches:(Area A – ML P. Lorenzo , Area B – ML Veterans,
Area C – ML San Jose Gusu, Area D – ML Guiwan 2, Area E – ML Basilan 4, Area F – ML Quezon
Boulevard, Area G – ML Santo Nino and Area H –ML Tawi-Tawi 2).
14. List of winners will be posted at ML Facebook page, Website, and MLTV’s.
15. Prizes not claimed within sixty (60) days from the date of the publication or announcement or
notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon
written approval of the DTI.
16. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of
consanguinity or affinity are disqualified from joining the promo.
17. A participating customers shall sign a consent during the claiming of prizes with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No.R7-138 Series of 2022.
