1. The “MLhuillier Paskong Cash-Saya at Papremyo” raffle promo will run from October 20, 2022 to January 19, 2023, and is exclusive only in participating areas of the NCR Central region.
2. Customers with MLKP Domestic Send-out, Quick Cash Loan (Lukat, Prenda, Renew, Reappraisal), and Bills Payment transactions in the NCR Central Region areas are automatically qualified to participate in the promo. Below is the list of participating branches for the promo.
| Area A | Area B | Area C | Area D |
| ML San Juan 1 | ML Stop & Shop | ML Singalong | ML Balut Tondo |
| ML San Juan 2 | ML Sampaloc | ML Tejeron | ML Tondo 1 |
| ML N. Domingo | ML SH Loyola Sampaloc | ML San Andres Bukid | ML Tondo 2 |
| ML Greenhills | ML Lerma | ML Pedro Gil 2 | ML Divisoria |
| ML Fabella 1 | ML Central Market | ML Pedro Gil 3 | ML Tayuman |
| ML Fabella 2 | ML Dapitan | ML Paco | ML Zaragoza Tondo |
| ML Kalentong | ML Quiapo | ML Pandacan | ML Tutuban Center |
| ML Shaw Center Mall | ML Sta. Mesa 3 | ML Gen. Luna | ML CM Recto |
| ML Barangka | ML Bagumbayan | ML Ermita | ML Blumentritt 1 |
| ML Boni Avenue 1 | ML Good Earth Plaza | ML LRT Tayuman | |
| ML Boni 2 | ML Hermosa Tondo | ||
| ML EDSA Shaw Crossing |
3. There will be ten (10) lucky winners to win P5, 000.00 each in the monthly draw, and four (4) lucky winners (1 winner per area) will win a brand new motorcycle each in the grand draw.
4. All needed information from the participant such as name, complete address and contact number shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer-generated raffle entry.
6. Draw dates are as follows:
| No. Of Draw | Date Entry | Draw Date | No. Of Winners | Prize: each | Total Prizes |
| 1st | October 20- November 19, 2022 | November 25, 2022 | 10 winners | P 5,000.00 | P 50,000.00 |
| 2nd | November 20- December 19, 2022 | December 23, 2022 | 10 winners | P 5,000.00 | P 50,000.00 |
| Grand Draw | October 20 – January 19, 2023 | January 24,2023 | 4 winners of Brand New Yamaha YTX- 125 Motorcycle | P 54,000.00 | P 216,000.00 |
7. The draws will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN of MLKP domestic send- out, PTN for Quick Cash Loan and BPRN for Bills Payment.
9. Prizes are not convertible to cash but are transferable.
10. The motorcycle will be registered in M Lhuillier's name first, and the winner will bear the cost of transfer after the awarding.
11. Non-winning entries are no longer qualified for the succeeding monthly draws but are qualified for the grand draw. Winners may win multiple times for as long as the transaction numbers are unique and fall within the promo dates covered.
12. Winners will be notified through registered mail and call. For the processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction form, and a valid government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
13. If the winner is unable to claim the prize because of an emergency, a representative must present the following documents: a signed letter of authorization and two valid government-issued IDs from the winner; an ML wallet account; and two original IDs from the representative.
14. Once verified, cash prizes will be claimed via ML Wallet Application. The motorcycle will be claimed by the following M Lhuillier branches :( Area A –ML N.Domingo, Area B-ML Dapitan , Area C- ML Paco, and Area D- ML Divisoria).
15. List of winners will be posted on ML's Facebook page, website, and MLTV’s.
16. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
17. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
18. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI.
19. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.
PER DTI Fair Trade Permit No. FTEB-153441 Series of 2022.
