MID-YEAR SPECTACULAR SURPRISES

Promo Mechanics:

1. The “Mid-year Spectacular Surprises” raffle promo will run from June 16, 2024 to September 15, 2024 and exclusive only in participating areas of Pampanga region.

2. Customers with MLKP Domestic Send-out, Quick Cash Loan (Prenda), Home Loan, and Car Loan transactions in the Pampanga Region areas are automatically qualified to participate in the promo. Below is the list of participating branches for the promo.

Area A	Area B	Area C	Area D	Area E	Area F
ML Dolores 1	ML Pulung Bulu	ML Tabun	ML Arayat 1	ML Floridablanca 1	ML Mexico
ML Dolores 2	ML Salapungan	ML Pulung Maragul	ML Arayat 2	ML Floridablanca 2	ML San Antonio
ML San Isidro	ML Angeles 2	ML Marquee Mall Jewellers Showroom	ML Sta. Ana	ML Floridablanca 3	ML Lagundi
ML Del Rosario	ML Angeles 3	ML Mt. View	ML Candaba	ML Pulung Masle	ML Robinson’s Starmills Jewellers
ML Sindalan 1	ML Malabanias	ML Dau 2	ML San Luis	ML San Roque Dau 1st	ML San Fernando Downtown
ML Sindalan 2	ML Friendship 1	ML Dau 3	ML Sto. Domingo	ML Sta. Cruz	ML Moras Dela Paz
ML Sindalan 3	ML Friendship 2	ML Mabiga	ML Sapang Maisac	ML Sto. Tomas	ML San Simon
ML Sindalan 4 (Dela Paz)	ML Hensonville	ML Mabalacat 2	ML Pandacaqui 1	ML Guagua 1	ML Apalit 1
ML Saguin	ML Lourdes Northwest	ML Dolores Mabalacat	ML Pandacaqui 2	ML Guagua 2	ML Cadauang Tete
ML Sto. Domingo	ML Henson	ML Mawaque	ML SM Pampanga Jewellers Showroom	ML Plaza Burgos	ML Macabebe 1
ML San Jose	ML Jenra Mall	ML Madapdap	ML Magalang 1ML Magalang 1	ML Bacolor	ML Macabebe 2
ML Angeles 1	ML Robinson’s Angeles	ML Bundagol	ML Magalang 2	ML Sta. Rita	ML Sto. Niño
	ML Sta. Cruz	ML Balibago 1	ML Cutud	ML Porac

3. There will be Twelve (12) lucky winners of P5,000.00 each (2 winners per area) in the 1 st draw, Twelve (12) lucky winners of P10,000.00 each (2 winners per area) in the 2 nd draw and Six (6) lucky winners to win Six (6) Brand New E-Bike (1 winner per Area) in the grand draw.

4. All needed information from the participant such as name, address and contact number, shall be obtained upon transaction.

5. Each qualified transaction will earn the participant one (1) computer-generated raffle entry.

6. Draw dates are as follows:

No. of Draw	Date of Entry	Draw Date	No. of Winners	Prize: each	Total Prizes
1 st Draw	June 16 - July 15, 2024	July 22, 2024	12 winners	P 3,000.00	P 36,000.00
2nd Draw	July 16 - August 15, 2024	August 21, 2024	12 winners	P 10,000.00	P 120,000.00
Grand Draw	June 16 - September 15, 2024	September 23, 2024	6 winners Brand new E-Bike	P 60,000.00	P 360,000.00

7. The draws will be held at M Lhuillier Building, North Reclamation Area, Cebu City at 2 o’clock in the afternoon via virtual meet with the presence of a DTI Representative.

8. Winners are electronically picked based on the entry assigned to the KPTN of MLKP domestic send-out, PTN for Quick Cash Loan and BPRN for Bills Payment.

9. Cash prizes are not transferable. E-Bike prizes are not convertible to cash. Taxes on the winnings shall be shouldered by the M Lhuillier Financial Services Inc.

10. Non-winning entries are no longer qualified in the succeeding monthly draws but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and fall into promo dates covered.

11. Winners will be notified through registered mail and call. For the processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction form, and a valid unexpired government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.

12. Once verified, cash prizes will be claimed via ML Wallet Application. Motorcycle will be claimed by the following M Lhuillier branches: (Area A – ML Saguin, Area B – ML Angeles 3, Area C –ML Dau 3, Area D –ML Magalang 2, Area E – ML San Roque Dau 1st, and Area F –ML Mexico).

13. List of winners will be posted on ML's Facebook page, website, and MLTV’s.

14. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.

15. All employees of M Lhuillier Financial Services, Inc. and their relative up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.

16. Decisions on the results of the promo made by M Lhuillier will be deemed irrevocable with the concurrence of DTI. During the raffle draw, M Lhuillier will have a buffer set of winners if in case there will be a disqualified promo winners.

17. Acceptance of the prize will be deemed as consent by the winner to use his/her name and/or photographs in any publicity connected with the promotion without additional charge or permission.

Per DTI Fair Trade Permit No. R3-Pam 179, Series of 2024