1. The M Lhuillier - Western Union “Holiday Cash Bonanza” raffle promo will run on September 1
to December 31, 2023 and is open to all customers nationwide.
2. M Lhuillier Financial Services, Inc. is the promoter of this Promotion.
3. Customers with inbound and outbound transactions at any M Lhuillier branch nationwide are
automatically qualified to participate in the promo.
4. There will be Ten (10) winners to win P10, 000.00 each for WU-inbound transaction, and Ten
(10) winners to win P20, 000.00 each for WU-outbound transaction every month. For the grand
draw, Two (2) lucky winners of P100,000 each for WU-Inbound, and Two (2) lucky winners of
P200,000 each for WU-Outbound transactions.
5. Each qualified transaction will earn the participant one (1) computer generated promo entry.
6. Draw dates are as follows:
|No.of Draw||Date of Entry||Draw dates|
|1 st||September 1-30, 2023||October 9, 2023|
|2 nd||October 1-31, 2023||November 7, 2023|
|3 rd||November 1-30, 2023||December 6, 2023|
|Grand Draw||December 1-31, 2023||January 5, 2024|
No. of Winners
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 2 o’clock in the
afternoon via virtual meet with the presence of a DTI Representative.
8. Winners are electronically drawn based on the entry assigned with the reference number of
9. Cash Prizes are not transferable and are tax free.
10. All qualified transactions during the periods covered shall qualify for the pertinent draw date.
Winners can win multiple times as long as the reference numbers are unique and fall within
promo dates covered.
11. Winners will be notified through registered mail and call . For processing of the prize, the winner
must go to an ML branch and present: the confirmation e-mail, a valid government-issued ID
and ML Wallet account number. These documents will be subject to verification by the ML
12. Once verified, cash prizes will be released via ML Wallet.
13. List of winners will be posted at M Lhuillier’s official facebook page, website, and MLTV’s.
14. Prizes that remain unclaimed after sixty (60) days from the receipt of notification will be
forfeited in favor of M Lhuillier Financial Services, Inc. with prior DTI approval.
15. M Lhuillier collects Personal Information (PI) in order to conduct the promotion and may, for
this purpose, disclose such PI to third parties, including but not limited to agents, contractors,
service providers, prize supplies and as required to regulatory authorities. Entry is conditional on
providing this PI. M Lhuillier will also use and handle PI as set out in its Privacy Notice, which can
be viewed at https://www.mlhuillier.com/privacynotice/.
16. All employees of M Lhuillier Financial Services, Inc. and Western Union and their relatives up to
2nd degree of consanguinity or affinity are disqualified from joining the promo.
17. Decisions on the results of the promo made by M Lhuillier and Western Union will be deemed
irrevocable with the concurrence of DTI.
18. A participating customer shall sign consent with ML and Western Union that he/she allows the
use of his/her name and photo in case he/she wins for publicity purposes.
Per DTI Fair Trade Permit No. FTEB-174323 Series of 2023