“M LHUILLIER CHRISTMAS BONANSA
February 5, 2022
1. The “M Lhuillier Christmas Bonansa” raffle promo will run on November 15, 2021 to February 15, 2022 and exclusive only in participating areas of Samar.
2. Customers with M Lhuillier Kwarta Padala Domestic Sendout, Quick Cash Loan, and Billspayment transaction at any M Lhuillier branch and ML Express outlet in Northern, Eastern, and Western Samar areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| Area A | Area B | Area C | Area D | Area E |
| ML Calbayog 1 | ML Arteche | ML Allen | ML Balangiga | ML Buray |
| ML Calbayog 2 | ML Borongan 1 | ML Catarman 1 | ML Basey | ML Calbiga |
| ML Calbayog 3 | ML Borongan 2 | ML Catarman 2 | ML Genmac | ML Catbalogan 1 |
| ML Calbayog 4 | ML Can Avid | ML Dalakit | ML Giporlos | ML Catbalogan 2 |
| ML Gandara | ML Dolores | ML Jacinto | ML Guian 1 | ML Catbalogan Pub.Mkt. |
| ML JD Avelino | ML Llorente | ML Laoang | ML Guian 2 | ML Hinabangan |
| ML Metro Gaisano Cal. | ML Maydolong | ML Lavezares | ML Lawaan | ML Jiabong |
| ML San Joaquin | ML Oras | ML Mondragon | ML Quinapondan | ML Maulong |
| ML San Jorge | ML San Policarpo | ML San Isidro | ML Salcedo | ML Pinabacdao |
| ML Sta. Margarita | ML Sulat | ML San Jose | ML Villareal | |
| ML Tarangnan | ML Taft | ML San Roque | ||
| ML UEP |
3. There will be five (5) winners per area to win P 2,000.00 each in every draw and three (3) lucky winners ( 1 winner for MLKP, 1 winner for QCL, and 1 winner for BP) will get a chance to win of P 30,000.00 each for the grand draw.
4. All needed information from the participant such as address and other contact details shall be obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draw | Date of Entry | Draw Date | No. of Winners per | Prize per Winner | Total Prizes |
| 1st | November 15, 2021- December 15, 2021 | December 20, 2021 | 25 winners | P2,000.00 | P50,000.00 |
| 2nd | December 16,2021- January 15, 2022 | January 20, 2022 | 25 winners | P2,000.00 | P50,000.00 |
| 3rd | January 16,2022-February 15, 2022 | February 21, 2022 | 25 winners | P2,000.00 | P50,000.00 |
| Grand draw | November 15,2021- February 15, 2022 | February 21, 2022 | 3 winners | P30,000.00 | P90,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 4 o’clock in the afternoon with the presence of a DTI Representative via virtual meet.
8. Winners are electronically picked based on the entry assigned to the KPTN (Kwarta Padala Transaction Number) of M Lhuillier Kwarta Padala domestic send-out, PTN (Pawn Ticket Number) for Quick Cash Loan, and BPRN (Billspayment Reference Number) for Billspayment.
9. Cash Prize are non- transferrable and are tax-free.
10. All qualified transactions during the periods covered shall qualify for the pertinent draw date. Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and falls into promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to any of the ML branch and present: the registered mail, the winning transaction receipt, and a valid unexpired government-issued ID and ML Wallet account number. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application or cash over the counter.
13. List of winners will be posted at ML Facebook page, website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, shall be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2 nd degree of consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent at the time of transaction with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
DTI Fair Trade Permit No. R8-13 Series of 2021
