Promo Mechanics:
1. The “M LHUILLIER BALIK ESKWELA PAPREMYO” raffle promo will run on September 1, 2022 to November 30, 2022, and exclusive only in participating areas of Lanao del Sur,Lanao del Norte and Misamis Oriental.
2. Customers with M Lhuillier Kwarta Padala Domestic Sendout, Quick Cash Loan (Prenda,Renew,Reappraisal and Lukat) and Billspayment transaction at any M Lhuillier branch in Lanao del Sur,Lanao del Norte and Misamis Oriental areas are automatically qualified to participate in the promo regardless of the amount of transaction. Below is the list of participating branches for the promo.
| Area A | Area B | Area C | Area D | Area E |
| ML ILIGAN 2 | ML ILIGAN 1 | ML TUBOD 1 | ML KAPATAGAN 1 | ML CAMAGUE |
| ML ILIGAN 4 | ML ILIGAN 3 | ML TUBOD 2 | ML KAPATAGAN 2 | ML TOMINOBO |
| ML ILIGAN 6 | ML ILIGAN 5 | ML BAROY | ML ARANAYDO | ML SUAREZ |
| ML ILIGAN 7 | ML TAMBACAN | ML LALA | ML SAPAD | ML BALOI |
| ML CONSUNJI | ML MAHAYAHAY | ML MALINGAO | ML SND 1 | ML WEST POB. BALOI |
| ML QUEZON ABALLE | ML ROBINSON ILIGAN | ML MAGSAYSAY LANAO | ML SND 2 | ML SAGUIARAN |
| ML QUEZON AVE. EXTN | ML LINAMON | ML SALVADOR LANAO | ML MANANAYO | ML MATAMPAY MARAWI |
| ML TIBANGA | ML KAUWAGAN LANAO | ML MARANDING 1 | ML MALABANG 1 | ML MARAWI |
| ML TAMBO | ML BACOLOD LANAO | ML MARANDING 2 | ML MALABANG 2 | ML MALUTLUT |
| ML KIWALAN | ML MAIGO | ML MARANDING SANTO | ML MALABANG 3 | ML MSU MARAWI |
| ML LUGAIT | ML KOLAMBUGAN | ML MARANDING IPIL-IPIL | ML MALABANG 4 | |
| ML MANTICAO | | | ML DAGUAN | |
| ML NAAWAN | | | ML BALABAGAN | |
| ML INITAO | | | | |
3. There will be Ten (10) winners to win P 5,000.00 each in every monthly draw, and Ten (10) lucky winners will get a chance to win brand new laptop (2 winners per Area) in the grand draw.
4. All needed information from the participant such as name, complete address, and contact number is obtained upon transaction.
5. Each qualified transaction will earn the participant one (1) computer generated raffle entry.
6. Draw dates are as follows:
| No. of Draws | Date of Entry | Draw Date |
| 1st | September 1-30, 2022 | October 7, 2022 |
| 2nd | October 1-31, 2022 | November 7, 2022 |
| Grand Draw | September 1 –November 30, 2022 | December 6,2022 |
| No. of Winners | Prize : each | Total Prizes |
| 10 Winners | P 5,000.00 | P 50,000.00 |
| 10 Winners | P 5,000.00 | P 50,000.00 |
| 10 Winners | P 5,000.00 | P 50,000.00 |
| 10 Winners of BrandNew Laptop | P 25,000.00 | P 250,000.00 |
7. The draws will be held at ML Building, North Reclamation Area, Cebu City at 3 o’clock in the afternoon with the presence of a DTI Representative.
8. Winners are electronically picked based on the entry assigned to the Kwarta Padala Transaction Number of M Lhuillier Kwarta Padala domestic send-out, Pawn Ticket Number for Quick Cash Loan and Bills Payment Reference Number for Billspayment.
9. Cash Prize are not transferrable and are tax-free. Laptop prizes are not convertible to cash.
10. All qualified transactions during the Periods Covered shall qualify for the pertinent draw date. Non-winning entries are no longer qualified in the succeeding monthly draws, but are qualified for the grand draw. Winners may win more than once for as long as the transaction numbers are unique and falls into promo dates covered.
11. Winners will be notified through registered mail and call. For processing of the prize, the winner must go to an ML branch and present: the registered mail, the winning transaction receipt, and a valid unexpired government-issued ID and ML Wallet account number. In case customer has no ML Wallet mobile app, the winner will be assisted by the M Lhuillier FLA. These documents will be subject to verification by the ML Branch Manager.
12. Once verified, cash prizes will be claimed via ML Wallet Application. The Laptop will be claimed by the following M Lhuillier branches: (Area A – ML Iligan 6, Area B – Iligan 3, Area C – ML Maranding 1, Area D – ML Kapatagan 2, and Area E –ML Camague).
13. List of winners will be posted at ML Facebook page, Website, and MLTV’s.
14. Prizes not claimed within sixty (60) days from the date of the publication or announcement or notification of winners, whichever comes last, may be forfeited in favor of the sponsor only upon written approval of the DTI.
15. All employees of M Lhuillier Financial Services, Inc. and their relatives up to 2nd degree of consanguinity or affinity are disqualified from joining the promo.
16. A participating customers shall sign a consent during the claiming of prizes with ML that he/she allows the use of his/her name and photo in case he/she wins for publicity purposes.
PER DTI Fair Trade Permit No. RX-030, Series of 2022.
