ML Diamond Card


Earn ML Rewards points for every M Lhuillier Kwarta Padala, Quick Cash Loans and Jewellers transactions through the ML Diamond Card. The exclusive ML Rewards program lets cardholders enjoy savings and faster transactions at over 3,000 M Lhuillier branches nationwide.

How to use the ML Diamond Card #

Membership #

  • Open to all ML customers aged 18 and above.

  • To apply for an ML Diamond Card, customers must accomplish the following requirements:

    • Duly accomplished Know-Your-Customer (KYC) form

    • ML Kwarta Padala, Quick Cash Loans or Jewellers transaction.

  • The ML Diamond Card will be provided to the customer upon submission of requirements at the M Lhuillier branch.

  • Membership will be activated within 24 hours.

  • To update personal information such as last name, marital status, address, and phone numbers, cardholders can head to any branch nationwide for assistance.

Points System #

You can earn points through any of these M Lhuillier transactions:

Kwarta Padala #

  • Domestic transactions: one (1) point for every Php 50.00 worth of transaction fees

  • International transactions: receiver will receive one (1) point per transaction regardless of the amount

Quick Cash Loans (QCL) #

One (1) point for every Php 50.00 paid as interest fee for Lukat, Renewal, or Reappraisal QCL transactions.

Jewellers #

  • One (1) point for every Php 100.00 full payment for outright sales and layaway transactions.

  • One (1) point earned is equivalent to one (1) Philippine Peso.

  • Points are earned through transactions from all of the 3,000+ M Lhuillier branches nationwide.

  • Points will be credited to the customer’s ML Diamond Card account within 24 hours from the transaction.

Redeeming Your Points #

  • Points are redeemable up to three (3) years after the point was earned.

  • To convert your points to Peso credits, inform the Frontline Associate at any M Lhuillier branch and present your ML Diamond Card and a valid ID.

  • Peso credits can be used to pay for Kwarta Padala and QCL transaction fees or jewelry purchases.

Exceptions #

  • Points cannot be earned for the following transactions:

    • CBN Asia Foundation

    • Other transactions with zero fees

  • Subsequent transactions that use points to offset fees are not entitled to earn points.

  • Points are not transferable and not convertible to cash.

Contact Us #

To know more about the ML Diamond Card, you may contact us through the following:

Visayas & Mindanao: (032) 348-9400 0947-999-0337 0947-999-2721 0947-999-0522 0917-871-2973

Toll-Free Number: 1-800-105-723-252 (PLDT Only)


Email Address: