So, what should you consider before jumping into this very big decision?

For one, the lifestyle of the owner and his family will dictate what car features and design will be most suitable. You have to consider a car that fits your needs and lifestyle, which could include the size of the family, whether it will carry heavy loads for a business you have, or be used for city driving only.

Moreover, consider also the brand, durability, resale value, trade-in and financing options, safety features, and a whole lot more.

But when reality sets in, you will understand that, for most part, your financial situation is the deal breaker. This will directly affect your overall monthly household budget for the next few years that you are paying for the monthly amortization. Thus, it is a no-brainer that the price of the vehicle should also be of prime consideration, and there is a need to compare offers of different car models.

Some say that owning a car is like having another child! Indeed, you have to maintain its working condition, which makes availability and prices of spare parts, fuel consumption, and engine size as relevant factors as well.

But what if your income is not enough to make getting your dream car a reality? Don’t fret though, because that is where M Lhullier’s QUICK CAR LOAN can help you out with.

You can get a second-hand unit model from 2012 and up for as high as 70% of the appraised value. Just submit the original Official Receipt of Car Registration. Once approved, you can already get the cash. Easy, isn’t it?

This loan is payable up to a maximum of 36 months. Ask any M Lhuillier branches nationwide for more details.

Your dream car will not remain a dream even if you’re short of financial resources. Go ahead and start searching for that dream car...and drive it soon!

Dahil sa M Lhuillier, mas MLinaw ang iyong mga pangarap!

By JOEL C. MANGAHIS