For many middle-income families, buying a car is something that they really aspire to and work hard for all their working lives. But since this is a high-ticket item, the final decision to own one has to go through a rigorous process, needing a lot of research and thinking.
So, what should you consider before jumping into this very big decision?
For one, the lifestyle of the owner and his family will dictate what car features and design will be
most suitable. You have to consider a car that fits your needs and lifestyle, which could include
the size of the family, whether it will carry heavy loads for a business you have, or be used for
city driving only.
Moreover, consider also the brand, durability, resale value, trade-in and financing options, safety
features, and a whole lot more.
But when reality sets in, you will understand that, for most part, your financial situation is the
deal breaker. This will directly affect your overall monthly household budget for the next few
years that you are paying for the monthly amortization. Thus, it is a no-brainer that the price of
the vehicle should also be of prime consideration, and there is a need to compare offers of
different car models.
Some say that owning a car is like having another child! Indeed, you have to maintain its
working condition, which makes availability and prices of spare parts, fuel consumption, and
engine size as relevant factors as well.
But what if your income is not enough to make getting your dream car a reality? Don’t fret
though, because that is where M Lhullier’s QUICK CAR LOAN can help you out with.
You can get a second-hand unit model from 2012 and up for as high as 70% of the appraised
value. Just submit the original Official Receipt of Car Registration. Once approved, you can
already get the cash. Easy, isn’t it?
This loan is payable up to a maximum of 36 months. Ask any M Lhuillier branches nationwide
for more details.
Your dream car will not remain a dream even if you’re short of financial resources. Go ahead
and start searching for that dream car...and drive it soon!
Dahil sa M Lhuillier, mas MLinaw ang iyong mga pangarap!
By JOEL C. MANGAHIS